Performs all functions required to qualify a loan in a timely and accurate fashion. Includes setting up new loan files and following up on all verifications, appraisals and credit. Communicates with builders, realtors, appraisers, credit bureau and customers to secure accurate verified information. Prepares complete and accurate loan packages for underwriter review, portfolio and secondary market transactions. Sets up closings with customers. Prepares closing instructions.
DUTIES AND RESPONSIBIILITIES:
Review residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment. Submit mortgage loan application file for underwriting approval. Communicate file status and requests additional documentation from both internal and external points of contact: borrower, originator, title company/attorney, surveyor, appraiser, etc.
High school diploma or equivalent. Excellent computer skills. Prior mortgage processing experience REQUIRED. Good understanding of mortgage products and services. Must have effective communication skills and problem solving abilities, math and calculation skills. Strong attention to detail and ability to deal with deadlines.
Bilingual candidates encouraged to apply. EOE