Mortgage Specialist
Capital Communications FCU - Albany, NY

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DESCRIPTION

CAP COM Federal Credit Union is a full-service financial institution whose unbridled commitment to its members and community is unmatched by anyone. Since our establishment in 1953, we have grown to more than $1 billion in assets, over 93,000 members, nearly 300 employees, and 10 branches across the Capital Region. CAP COM was named as one of the Best Places to Work in the Capital Region in 2012 by the The Business Review; a designation that we've proudly held for nine years running! We credit this and the organization's success to our team of highly dedicated and talented employees.

At this time we are seeking a Mortgage Specialist to provide outstanding service to members while handling a high volume of company provided mortgage applications.

DUTIES

ESSENTIAL JOB FUNCTIONS:
  • Work a high volume of mortgage applications provided to you by the company (all applications are from credit union members inquiring about the prospects of obtaining a mortgage);
  • Develop a positive rapport with client base while promoting home lending products;
  • Take loan applications to begin the lending process (must be comfortable taking applications by phone);
  • Review members' credit reports, note any findings including poor credit;
  • Prepare and meet or send loan applications to members, update and maintain partner credit union reports, follow up on loan packages and pre-approvals, and submit loans to processing;
  • Analyze mortgage loan documents to ensure that buyer, property, and loan conditions meet bank and regulatory standards;
  • Track client applications throughout the lending process and follow up as needed until closing;
  • Develop client contact portfolio for procurement of future business;
  • Stay abreast of current trends in mortgage lending and market factors affecting it;
  • Promote and cross sell other Credit Union products & services;
  • Other duties as assigned.
QUALIFICATIONS

MINIMUM QUALIFICATIONS:
1.High school diploma with a minimum of two years experience as a mortgage loan originator;
2.Registered and/or licensed with NMLS (if licensed, meets continuing education requirements);
3.Experience in purchase money and refinance mortgage loans;
4.Experience with conventional and FHA loan products;
5.Proficient in the use of Microsoft Office software applications; Experience with Calyx Point is a plus!
6.Strong communication, interpersonal, customer service and relationship management skills;
7.Acute attention to detail combined with strong multi-tasking and project planning skills.

We are proud to be an equal opportunity employer. M/F/D/V

ESSENTIAL JOB FUNCTIONS:
  • Work a high volume of mortgage applications provided to you by the company (all applications are from credit union members inquiring about the prospects of obtaining a mortgage);
  • Develop a positive rapport with client base while promoting home lending products;
  • Take loan applications to begin the lending process (must be comfortable taking applications by phone);
  • Review members' credit reports, note any findings including poor credit;
  • Prepare and meet or send loan applications to members, update and maintain partner credit union reports, follow up on loan packages and pre-approvals, and submit loans to processing;
  • Analyze mortgage loan documents to ensure that buyer, property, and loan conditions meet bank and regulatory standards;
  • Track client applications throughout the lending process and follow up as needed until closing;
  • Develop client contact portfolio for procurement of future business;
  • Stay abreast of current trends in mortgage lending and market factors affecting it;
  • Promote and cross sell other Credit Union products & services;
  • Other duties as assigned.

Capital Communications FCU - 15 months ago - save job - block
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