Real Estate Loan Officer
A+ Federal Credit Union - Austin, TX

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Job Description:
Looking for a career in real estate-mortgage lending? At
A+FCU, our mission is to become our members' financial
partner helping them fulfill their life-long financial
dreams...like owning their own home! Be a part of
fulfilling that dream!
  • Ensure compliance with legal requirements, lending
regulations, internal policies and procedures
  • Maintain a working knowledge of all services and
operations of the Credit Union.
  • Increase the Credit Union’s loan portfolio by
determining the credit worthiness of real estate
loan applications.
  • Support a sales and service culture.
  • Review and evaluate information on mortgage loan
documents to determine if applicant, property and
loan conditions meet credit union and governmental
standards.
  • Submits for processing and underwriting review all
loans determined to be eligible under the product
guidelines. In addition requests additional
information as required by credit union and
secondary market guidelines.
  • Keep abreast with rates and programs to offer best
fit for members needs.
  • Assist processors and secondary market with loan
information needed.
  • Evaluates acceptability of loan to corporations that
buy real estate loans on secondary mortgage markets.
  • Assist the Director of Wholesale Services to market
the credit union’s mortgage lending program to
companies and individuals within the real estate
community.
  • Keep the Real Estate Manager and Chief Lending
Officer aware of changes in the market with relation
to loan programs.
  • Keeps informed of current trends in mortgage lending
and market factors affecting mortgage lending.
  • Cross-sell other credit union products on all
mortgage applications.
  • Visit A+FCU branches assigned to specific Real
Estate Loan Officer and face-to-face meetings with
members is part of the daily job requirements of the
RE Loan Officer. All mileage two and from branches
non-reimbursable. Company cell phone to be supplied
at no cost to the RE Loan Officer.
  • Maintain records of all contacts.
  • Prepare monthly and annual reports.
  • Meet Minimum production goals of 5/$500,000.00
closed loans per month.

Job Requirements:
  • High school diploma or G.E.D equivalent.
  • A two-year college degree, equivalent work
experience as Real Estate Loan Officer (2 yrs.),
and/or completion of a specialized course of study
at a business or trade school.
  • Four to six years' financial institution experience
working within the mortgage lending area with
exposure to origination, underwriting, processing
and/or closing.
  • Strong knowledge of real estate lending guidelines,
procedures, policies and laws, and knowledge of
secondary mortgage lending and real estate market.
  • Basic math/accounting skills, light typing, 10-key
calculator by sight, CRT skills, PC data entry
skills, verbal and written communication skills.
  • A significant level of trust and diplomacy is
required, in addition to normal courtesy and tact.
  • Work involves extensive personal contact with others
and/or is usually of a personal or sensitive nature.
  • Ability to communicate verbally and in writing.
  • Ability to research and interpret, as well as manage
conflict.
  • Certifications/Registrations: This position requires
registration as a Mortgage Loan Originator (MLO)
with the Nationwide Mortgage Licensing System (NMLS)
and Registry on an annual basis in addition to
maintaining updates as needed. Initial registration
is required immediately upon hire into this
position. Failure to register or maintain a current
registry, or any criminal activity that would bar
continued participation as a MLO may result in
disciplinary action, up to and including termination
of employment. This position requires the completion
of the 20 Hour MCE Pre-licensing course within first
six months of employment and subsequent Passing of
Texas State Licensing Exam. Failure to complete
course and pass State Licensing test may result in
disciplinary action, up to and including termination
of employment.

A+ Federal Credit Union - 17 months ago - save job - block
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About this company
8 reviews
A+ Federal Credit Union was founded in 1949 by a group of 50 teachers during a picnic meeting at Zilker Park in Austin. These foresighted...