Specific Job Description:|
Work from within the Consumer Risk Solutions team as a governance and control partner to provide analytical support for risk/reward initiatives supporting the Dealer Financial Services Group(Auto, RV, Marine, Aircraft) headquartered in Jacksonville, FL. Responsibilities within this position will include portfolio impact assessment, performance trend analysis, analytical support on various product and policy strategies and the delivery of periodic standard and ad-hoc reporting.
Responsible for performing more complex analysis and is engaged in the development of modeling that maximizes profits and asset growth and minimizes credit and operating losses and other risk exposures. Provides analytical support on various product strategies to ensure company goals are met. Coordinates the production of performance reports for Senior mgt. Reviews and analyzes trends in current population distributions and recommends strategies. May participate in or develop more complex program models to extract data and use databases to provide statistical and financial modeling. Analyzes portfolio trends, concerning credit score cutoffs, loss trends, portfolio dynamics, and bureau scoring criteria. Will participate in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion and independent judgment. Programming experience such as SAS, SQL or Micro Strategy and Master's Degree or large data experience preferred. 2-5 year experience
1-3+ years of risk management experience or comparable experience in the Dealer Financial Services line of business
Bachelor’s degree in a quantitative discipline
Able to maneuver and manipulate large and complex datasets
Possess a proven history using of tools such as SAS or SQL to deliver analytical solutions.
The ability to communicate clearly and candidly
Proficient in Excel and PowerPoint.
Excellent written and verbal skills
Proficient with database manipulation software such a SAS or SQL.
Candidate must be a self-starter, able to lead team members to drive projects through to completion.
Possess a strong analytical skill set, demonstrating deductive reasoning and cognitive problem solving skills
Flexibility to work within a fast-paced environment, adjusting priorities quickly to ensure the needs of the business are met
Must be able to collaborate across multiple lines of business to achieve strategic objectives
Bank of America Corporation is a bank holding company. Through its banking subsidiaries (the Banks) and various non-banking subsidiaries...