Senior Credit Analyst (Buyer)
Veros Credit - Santa Ana, CA

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The Senior Credit Analyst will be responsible for analyzing the credit data and financial statements of customers and automobile dealers to determine the degree of risk involved in extending credit.

Essential Responsibilities:

· Review and evaluate incoming auto loan applications based on Veros Credit’s scoring method and program.

· Analyze personal credit reports, credit applications, and other credit and financial data to assess credit worthiness.

· Conduct customer interviews as necessary to gather and document the information required to make prudent credit decisions.

· Negotiate terms and conditions of auto loan contracts within established approval/exception guidelines to ensure credit quality and profitability.

· Develop and maintain positive business relationships with new and existing automobile dealers.

· Other duties as assigned.

Requirements:

· 2+ years of credit analyzing/buying/underwriting experience in the non-prime auto industry.

· Ability to interact with automobile dealers and customers in a professional, tactful and sensitive manner.

· Strong communication, negotiation, and organizational skills with a high attention to detail.

· Ability to thrive in a fast-paced work environment.

· Ability to work independently and as part of a team.

Veros Credit, LLC is an equal opportunity employer.

Veros Credit - 6 months ago - save job - block
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