Senior Loan Analyst
Dollar Bank, F.S.B. - Cleveland, OH

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Dollar Bank is seeking a Senior Loan Analyst for the Commercial Real Estate Department. This full time opportunity is located downtown Cleveland in the Tower at Erieview, Galleria.

Job Function/Purpose:

Processes required collecting of information between borrower and lender. Performs analytical evaluations on new loan proposals and existing assets by identifying risk determining project feasibility and verifying general credit worthiness.

Principal Activities/Objectives:
  • Underwrite commercial real estate loan requests, as well as modify existing loans and relationships. Transform loan data and market information into the appropriate standardized presentation format. Request additional supporting information through the borrower as needed. Analysis to include proformas, cash flow, rent rolls, market data and valuation process.
  • Draft/prepare application letters for lenders
  • Review and analyze loan documents, leases, sales agreements, appraisal data and other related materials.
  • Perform annual loan and relationship reviews, as assigned, for customers within existing portfolio, determining risk analysis, debt service coverage, loan-to-value ratios and overall performance of loan requirements. Analysis to also include rent roll and operating statement analysis, cash flow analysis, relationship history and market analysis
  • Assure all analysis and underwriting conforms to credit policy, banking regulations and commercial real estate policies.
  • Review and analyze loan documents, leases, sales agreements, appraisal data and other related materials.
  • Assist AVP Portfolio Management in document collection process for annual loan reviews including preparing necessary reports.
  • Read trade publications, business newspapers, and economic forecasts in order to develop an awareness of economic activity and current events in the real estate industry. Evaluated this market information as to its impact on real estate and banking industry.
  • Complete bank compliance questionnaires and other reporting requirements.
  • Perform additional assignments as requested.
Skills and Experience Required:
  • Bachelor's degree in business, finance or related field
  • Strong analytical, communicative (verbal and written) and organizational skills
  • Ability to work independently and within a team environment to achieve departmental and bank goals
  • At least 1-2 years prior work experience in credit analysis and commercial real estate
  • Strong knowledge of Microsoft Office, experience with Goldmine, Tax Analysis, Co-Star or other financial/real estate software a plus
Equal Opportunity Employer

CareerBoard - 7 months ago - save job - block
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