Senior Mortgage Processor
SEFCU - Cohoes, NY

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DESCRIPTION

Tired of having just a job?
Discover your professional purpose with
SEFCU Mortgage Services, a subsidiary of SEFCU!

Join a team dedicated to providing outstanding service and making a difference in the lives of our members and the community...
Experience Banking with a Purpose from the inside out!

DUTIES

The Senior Mortgage Processor accepts application information from loan officers, collects missing information, verifies data, and prepares files for underwriting.

SAMPLE OF JOB DUTIES:
  • Run automated underwriting and review findings for conditions. Run credit reports if necessary.
  • Submit files to processing support to obtain flood determination and appraisal report.
  • Mail customer needs letter and additional revised documents, requests for information, signatures, and explanations.
  • Request required verifications for deposits (VOD), loans (VOL), mortgages, employment (VOE), and rent (VOR)
  • Respond to customer and authorized third party inquiries regarding file status and additional items needed to complete file.
  • Prepare all packages for contract underwriting, SONYMA, or brokered services as needed
QUALIFICATIONS

MINIMUM QUALIFICATIONS
  • High School Diploma or General Education Diploma (G.E.D.)
  • At least 2 years of experience in mortgage processing or underwriting, preferably in a banking environment. Equivalent combinations of education and experience may be considered.
  • Experience processing FHA, VA, and Conventional mortgages is required.
  • Possess knowledge of mortgage lending standards.
  • Should be experienced with Freddie Mac, Fannie Mae, and government processing guidelines.
  • Knowledgeable in Microsoft Office, Excel and other spreadsheets and database programs.
  • Ability to calculate figures and amounts such as discounts, interest rates, commissions, proportions, percentages, and ratios
  • Should have the ability to analyze tax returns (Individual, Partnership, and Corporation) and Profit and Loss Statements The Senior Mortgage Processor accepts application information from loan officers, collects missing information, verifies data, and prepares files for underwriting.
SAMPLE OF JOB DUTIES:
  • Run automated underwriting and review findings for conditions. Run credit reports if necessary.
  • Submit files to processing support to obtain flood determination and appraisal report.
  • Mail customer needs letter and additional revised documents, requests for information, signatures, and explanations.
  • Request required verifications for deposits (VOD), loans (VOL), mortgages, employment (VOE), and rent (VOR)
  • Respond to customer and authorized third party inquiries regarding file status and additional items needed to complete file.
  • Prepare all packages for contract underwriting, SONYMA, or brokered services as needed

SEFCU - 19 months ago - save job - copy to clipboard - block
About this company
9 reviews
Not strictly for civil servants, State Employees Federal Credit Union (SEFCU) serves some 250,000 members through more than 40 branchesĀ in...