1st Financial Bank USA (1FBUSA), one of the top 30 VISA/Mastercard issuers in the United States , provides consumer credit services to a nationwide customer base. If you'd value a challenging and satisfying career in a small, friendly, team-oriented environment, we have the ideal opportunity for you.
Job Title: Senior Risk Analyst
Location: Sioux Falls or Dakota Dunes, South Dakota
Reports To: SVP Risk (NY)
We are seeking a Senior Risk Analyst at either our Sioux Falls or Dakota Dunes, South Dakota locations. The individual will be responsible for major projects in all areas of risk analytics and management and will be an integral part of the Risk team. All projects will require a detail-oriented person with excellent analytical and quantitative skills.
Essential Functions and Responsibilities
Specific duties and responsibilities include the following:
Assist in establishing, monitoring, evaluating, developing and implementing strategies for all aspects of collections management.
Extensive knowledge of 1FB’s customer information database to provide data and analytical support to 1FB’s senior management team.
Perform analysis of data using statistical analysis tools including SQL, SAS, and Excel, and present results and recommendations to management.
Prepare exhibits and supporting materials and develop recommendations for collections initiatives and tests.
Track performance of collections initiatives and tests. Identify deviations from forecast/expectations and explain variances. Identify risk and/or opportunities.
Identify opportunities to leverage statistical solutions to collections initiatives and tests
We are seeking someone with the following background and skills/characteristics:
Education: Bachelor degree (minimum; Advanced Degree preferred) in a quantitative discipline including Engineering, Mathematics, Statistics, Biostatistics, Business, Finance, Economics, Operations Research or equivalent required
Experience: Three to five years of experience in data-driven, analytical environment; consumer financial services experience desirable but not required;
Language/Reasoning/Mathematical or other specific skills : High level of proficiency with all Microsoft applications required including (Word, Excel, PowerPoint, Access)
Extensive Knowledge of database and statistical analysis software including SQL / SAS / SPSS
Excellent quantitative and analytic reasoning skills
Excellent interpersonal, verbal and written communication skills
Ability to juggle multiple tasks and work in fast paced environment
Ability to work collaboratively with other lines of business
The position will require minimal travel
Compensation: The salary for this position is highly competitive and will be commensurate with experience and prior compensation history.
1st Financial Bank USA provides a highly competitive and comprehensive compensation and benefits program, including affordable medical/dental/vision insurance, generous paid leave program, 401(k), tuition reimbursement, financial childcare assistance and much more!
For more information,
call our Job Line: 605-235-5333 or 866-683-1674
1st Financial Bank USA - 15 months ago