Sr Underwriter (Richmond, VA)
Bank Of America - Richmond, VA

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THIS JOB CODE MAY REQUIRE SAFE ACT REGISTRATION. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE ACT requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination. If you are not familiar with the registration requirements associated with this job code, it is critical that you contact your HR Partner for authorization to use prior to assigning any associate(s).

Underwrites residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc..) This job code includes all levels of underwriting authority and exception levels. May respond to individual and investor audits.

Qualifications

Required Skills:
  • 2 years previous manual Mortgage Underwriting experience.
  • Strong oral and written communication skills.
  • Excellent interpersonal skills.
  • Must have excellent problem solving skills.

Desired Skills :
  • Previous Mortgage Underwriter (3-5 years preferred)

About this company
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Bank of America Corporation is a bank holding company. Through its banking subsidiaries (the Banks) and various non-banking subsidiaries...