TEMPORARY Mortgage Underwriter
Reports to: Mortgage Underwriting Supervisor
Responsible for examining, evaluating, and underwriting residential mortgage applications. Approve eligible mortgages through Desktop Underwriter.
C. PRINCIPAL ACCOUNTABILITIES
Underwrite new loan applications.
Miscellaneous requests, direct member contact, questions,problem resolution.
Review conditions, pipeline follow up and review
D. KNOWLEDGE, SKILLS, AND ABILITIES
Knowledge of Desktop Underwriter
Strong analytical skills
Ability to trouble-shoot
High level of professionalism
Initiates contact with applicant to resolve discrepancies and/or advise of loan status
Follows up on outstanding conditions or advises applicant of clearance of loan conditions
F. EDUCATION, TRAINING, AND EXPERIENCE
Associates Degree or higher
Three + years underwriting experience required. Must have knowledge of secondary market (Fannie Mae) and Desktop Underwriter. Ability to analyze and evaluate credit reports, residential appraisals, financial statements and tax returns. Knowledge of state and Federal Lending Regulations. Must register with the National Mortgage Licensing Registry.