Underwriter I +
Accenture - Charlotte, NC

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This is your invitation to join an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture Credit Services BPO is a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for our clients, we constantly seek to improve them to help our clients move ahead of the competition. Accenture Credit Services is one of the top three providers of mortgage processing services in the US. As part of our Accenture Credit Services team, you can expect to: Receive ongoing training to build and extend professional, technical and management skills Work with highly talented people in a creative and collaborative environment Learn from our supportive, approachable leaders who are the best in the business Incorporate skills to deliver high quality solutions for our clients Enjoy a defined career path that recognizes Top Performers Receive a competitive Accenture Total Rewards benefits package The Underwriter I processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems. Profile/Role Description: Positioning / Staging mortgage loan file applications in accordance to investor guideline criteria, State & Federal Regulatory Requirements, and Internal Credit Policy. Recognize 1003 and interpret for seasoning, tenure in employment; addt'l property ownership; recognize and analyze debts, assets. Ability to review credit report; determining qualifying credit score; analyzing adverse credit, types of credit accounts, number of inquiries prior to loan submission. Ability to recognize standard income documents; paystubs, W-2's, and award letters; ability to determine qualifying income and standard deductions for salaried, seasonal, bonus, overtime, and fixed income borrowers. Ability to interpret a single family appraisal report for validity, red flags, accepted variances in comparables. Ability to interpret Asset statements, including but not limited to, bank statements, 401k statements, and broker statements for deposit patterns, lump sums, direct deposits and deductions, and available funds. Qualifications Basic Qualifications:
• Minimum 1 year Underwriting or 4 years mortgage processing experience.
• High school diploma. Preferred Skills: 4 year degree in finance or accounting preferred. Previous experience with financial statements and A/R and A/P schedules is a plus Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies.
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff.
• Good analytical, problem solving, organizational and communication skills needed.
• Excellent oral and written communication skills are required.
• Computer skills: Microsoft Word, Outlook.
• Knowledge of federal and state regulatory requirements. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).** Accenture is an Equal Opportunity Employer.

Accenture - 23 months ago - save job - block
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For Accenture, the accent is on helping businesses improve their performance. The world's largest consulting firm, Accenture offers a...