DATE: January 18, 2013
POSITION: VP Branch Manager
LOCATION: Capital Farm Credit—Waco Credit Office
SALARY: Commensurate with experience and qualifications
MINIMUM EDUCATION AND EXPERIENCE
Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience and three (3) to five (5) years of progressively responsible banking or related agricultural lending experience, including at least one (1) year in a supervisory and/or Management position.
At the sole discretion of Capital Farm Credit, position may be offered with a different title, based on the requisite qualifications of the candidate. As such, the essential functions could vary, but will be in general those required to conduct the effective management of an Association branch office, including lending responsibilities.
JOB PURPOSE AND SCOPE
Manages the overall functions of a small to medium-sized branch office including credit quality, loan servicing, business development, and personnel administration. Has considerable latitude for decision making in the implementation of association goals.
Specialized knowledge of banking administration and accounting policies, procedures, reports, guidelines and banking regulations. Specialized knowledge of financial analysis and asset/liability management. General knowledge of accounting/financial systems. Specialized knowledge of accounting/finance principles. Skill in oral and written communication. Intermediate skill level in Microsoft Office applications. Ability to perform intermediate-level accounting/financial analyses.
BENCHMARKED JOB FUNCTIONS:
Establishes goals and objectives for the assigned branch office and its employees and delegates authority as appropriate to carry out goals and objectives. Hires, motivates, evaluates and provides training for branch office employees. Represents the association at local community activities. Promotes the association by maintaining good public and member relations. Generates new loan business, services existing loans and grows the loan portfolio of assigned office. Completes loan analyses within the guidelines and policies of the association. Processes and approves loan requests within the limits of delegated authority and in accordance with association guidelines. Prepares and submits loan requests that exceed delegated lending authority to the appropriate management level along with recommendation for approval or rejection. Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper. Complies with proper credit administration practices as outlined in the association’s policies and procedures. Determines the eligibility and scope of financing for all new loans and ensures verification of assets and liabilities. Secures background and credit history on new loans, repeat loans and renewals. Provides for evaluation of loan collateral in accordance with association policies and procedures. Ensures proper lien perfection on all collateral. Maintains awareness of agricultural trends and business activity, FCA regulations, and legal obligations. Ensures branch office operations comply with applicable policies, regulations and laws. Prepares reports required by association management, the Board of Directors and regulatory bodies. Coordinates the implementation of advertising and marketing programs. Performs collections and management of association’s acquired property as required.
Ability to sit for long periods of time. Ability to stand for limited periods of time. Ability to walk for moderate distances. Frequent finger/hand manipulation (e.g. keyboard, office equipment, small hand tools, etc.). Occasional lifting, carrying, pushing, and/or pulling while exerting up to 50 pounds of force.
This job requires strong verbal and written communication skills and listening skills, as well as the ability to read, comprehend and write memos, e-mails, operating manuals and policy directives. The job also requires the ability to provide, follow and convey verbal instruction, and to provide and receive feedback as appropriate in a respectful, business-appropriate manner. The ability to make effective business presentations, both written and oral, in small and large audiences is required. Courteous and professional conduct is required at all times with a willingness to provide
and receive constructive input and direction. In working with team members, it is required that you foster open lines of communication by conveying pertinent non privileged industry and company information that is necessary to maximize job performance, knowledge and understanding.
This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position. Employees will be required to follow any other job related instructions and to perform any other job related duties requested by the supervisor. This position may frequently become involved in or be made aware of confidential business or personal information as a result of interactions 1) arising under its Job Purpose and Scope, 2) arising from other assigned responsibilities or 3) with other employees. It is an expectation and requirement of the job that confidential information of the bank, its associations and their customers be handled in a professional manner and not be disclosed without approval or used for personal gain. Non-compliance with privacy or confidential information requirements or expectations can result in disciplinary action up to and including termination of employment. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees. Regular attendance is required in this job. This document does not create an employment contract, implied or otherwise, other than an "at will" employment relationship.
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(Click on About Us/Careers with CFC/Launch the Employment Center.) Fill out an online application completely and upload a current resume or follow this link
Position will be posted until filled, until sufficient candidates are reviewed to ensure a qualified selection can be made, or until closed at the discretion of the Association.
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