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Foreclosure Negotiator/Client Relations

San Diego, CA


Work Experience

Foreclosure Negotiator/Client Relations

Secure Horizons Investment Counselors
Poway, CA

April 2012 to April 2013

Foreclosure Negotiator/ Client Relations 
Did client consultation, analyzed all foreclosure documents 
Strategic Analysis on financial's with client 
Called lenders on defaulted mortgage loans 
Called trustee companies update on foreclosure auction 
Consultation with client and prepare them for bk or short sale

Loss Mitigation Specialist

Bank Of America
Tempe, AZ

April 2010 to January 2011

Worked with Fannie Mae and Freddie Mac loan 
Reviewing proper dates and signatures of loan modification 
Document notes were analyzed with proper time frame documentation 
Evaluated and researched closer's financial errors 
Auditing payment trends and moving money 
Worked closely with the closing division on a regular basis 
Financial figures had to be in compliance with U.S. Treasury guidelines

Loss Mitigation Specialist

Shiloh Consulting Group
Mesa, AZ

April 2009 to July 2010

Consulted clients, maintained weekly contact with clients 
Conducted research to resolve mortgage payment disputes 
Maintained and updated customer account information 
Negotiate payment arrangements with bank and customer 
Responsible for foreclosures, delegating with attorney's on foreclosure  
Worked with Realtors on issues pertaining to short sales 
Reviewed all documents sent to bank for finial modification approval

Commercial Leasing Agent

Desert Development Property Group, LLC
Chandler, AZ

August 2008 to March 2009

Leased retail space for brand new shopping center 
Meet with developers and city planners, work with clients architect 
Work on figures on rent,cam and cost of construction build out 
Review commercial contracts with clients and their attorneys 
B2B sales with owners who were expanding their businesses 
Study the demographic area and tour with potential tenants or investors


Business/ Marketing

University Of Texas At El Paso -
El Paso, TX


Speak a second language, Spanish. Have over 390 hours of real estate schooling including 90 hours in AZ. Over 7 years experience in inbound and outbound customer service sales and B2B sales.