Realty Executives has a great opportunity for an experienced Loan Officer to join our team! We are seeking a Mortgage Loan Officer who can originate quality mortgage loans. Loan officer will work in our La Quinta and Palm Springs office directly with our agents. Will also need to be employed by First Choice Lending Services.
Loan Officer (Banking)
As a Mortgage Loan Officer you will be responsible for developing business relationships with referral sources such as realtors and professional groups to generate customer leads as well as compiling and analyzing data for mortgage requests. You will also be responsible for setting customer expectations and educating them on the entire mortgage origination process.
First Choice Lending Services is a 5 star bank
Available to originate loans in all 50 states
No license required
Establishing relationships to ascertain specific customer needs and to represent appropriate Bank loan products
Preparing loan applications and required disclosures in accordance with Bank standards and policies
Working with mortgage processors to keep the customer and all related parties advised of the status of the application
Following through to ensure the loan is properly locked-in
Coordinating with processing and closing areas to facilitate a prompt and accurate loan closing
Ensuring that complete loan documentation is provided for internal processing. ·
Managing operational responsibilities including monitoring loan pipeline, preparing sales production reports, and attending sales meetings
Complying with all Federal, State compliance laws and regulations, as well as HMDA requirements
Keeping abreast of developments in the mortgage industry and the Bank’s marketplace
We are looking for a Loan Officer with a proven ability to set and achieve challenging personal production and service goals. Successful candidates will have working knowledge of all Bank loan products and services as well as regulations and procedures. Strong communication, organization, and time management skills are also essential.
Previous experience in a loan origination
Commitment to deliver high quality customer service
General understanding of real estate finance (math), and Federal, State and Bank regulations regarding mortgage lending
Ability to learn Bank products, services, policies and procedures
Ability to deliver top performance in a fast-paced results-oriented environment
Computer literate with PC and typing skills