Underwriter II - Auto Finance - West Des Moines, IA
JPMorgan Chase - West Des Moines, IA

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Job Description

Chase is a leader in the financial services industry, providing banking, mortgages, credit cards, loans, payment processing and investment services to 50 million customers - 1 out of every 6 Americans. As a division of JPMorgan Chase & Co. (NYSE: JPM), we:

  • serve 21 million households with consumer banking relationships
  • lent $17 billion to small businesses in 2011
  • are one of the nation's largest credit card issuers, with more than 64 million credit cards in circulation
  • service 8 million mortgage and home equity loans
While we operate across a broad range of businesses, our mission at Chase is quite simple: to be the industry leader in customer service. Our employees put the firm's resources to work every day for our customers.

Chase offers a dynamic environment and the training and support to meet your full potential. Our company is widely recognized as a great place to work, to grow and to invest for the future. Join our team.

As an Auto Finance Underwriter you will review auto finance loan applications of credit and render appropriate credit decision within credit policy and in compliance with all regulations. Structure approvals to maximize profit and enhance dealer relationships. Decision applications submitted by premier dealer relationships placing emphasis on response time, quantity of applications processed, and quality of applications approved. Meet or exceed agreed upon targets for ROE, volume, conversion ratios, and other business metrics. Coordinate with Indirect Relationship Managers and assist in on-going business development by telephone and through a scheduled outside calling effort. Initiate sales calls via telephone and where appropriate, prepare written follow-up. Provide prompt, accurate response to all internal and external customer inquiries.


Requires 3 to 5 years sub prime underwriting experience, Auto Finance experience preferred.

Requires excellent oral and written communication skills.

Requires strong problem solving, organizational, negotiation, and interpersonal skills.

Must be highly skilled in credit decisioning and have a solid understanding of consumer credit, applicable federal and state regulations relative to consumer lending.

Requires a comprehensive knowledge of indirect loan and lease programs, as well as a broad knowledge of bank products and services.

Must be PC literate and have a good working knowledge of common application software.

A results orientation and high level of personal initiative are also required. Sub-prime lending experience required.

JPMorgan Chase offers an exceptional benefits program and a highly competitive compensation package.

JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V



Primary Location

US-IA-West Des Moines-Ladco I / 56828


Card Services



Job Type



Day Job

Employee Status


Corporate Brand


JPMorgan Chase - 2 years ago - save job
About this company
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At JPMorgan Chase, the work we do matters. All of us are committed to putting our resources and our voices to work every day for our...