is a vibrant, healthy financial services firm that is poised for additional growth. Ranked among the "Most Admired Companies" by FORTUNE magazine, JPMorgan Chase manages assets of $2.3 trillion and employs more than 260,000 employees in 60 countries.
We're a recognized leader in investment banking, asset management, private equity, commercial banking, credit cards, and financial services for consumers, small business and commercial banking. We serve millions of consumers in the United States as well as many of the world's most prominent corporations, institutions and government entities through our key brands: J.P. Morgan and Chase.
CARD, MERCHANT SERVICES & AUTO FINANCE
Card, Merchant Services & Auto Finance has nearly 28,000 employees, who serve more than 50 million U.S. customers through three key businesses: Card Services, Paymentech, Auto and Student Lending. Card Services is one of the nation's largest credit card issuers, with more than $130 billion in loans and more than 65 million credit cards in circulation. Millions of customers in the U.S. and Canada used Chase cards to meet $343 billion of their spending needs in 2011. Through its merchant acquiring business, Chase Paymentech, we are a global leader in payment processing and merchant acquiring. Consumers can also obtain loans through more than 16,200 auto dealerships and 2,200 schools and universities nationwide.
As an Auto Finance Underwriter you will review auto finance loan applications of credit and render appropriate credit decision within credit policy and in compliance with all regulations. Structure approvals to maximize profit and enhance dealer relationships. Decision applications submitted by premier dealer relationships placing emphasis on response time, quantity of applications processed, and quality of applications approved. Meet or exceed agreed upon targets for ROE, volume, conversion ratios, and other business metrics. Coordinate with Indirect Relationship Managers and assist in on-going business development by telephone and through a scheduled outside calling effort. Initiate sales calls via telephone and where appropriate, prepare written follow-up. Provide prompt, accurate response to all internal and external customer inquiries.
Qualifications
Requires 3 to 5 years sub prime underwriting experience, Auto Finance experience preferred.
Requires excellent oral and written communication skills.
Requires strong problem solving, organizational, negotiation, and interpersonal skills.
Must be highly skilled in credit decisioning and have a solid understanding of consumer credit, applicable federal and state regulations relative to consumer lending.
Requires a comprehensive knowledge of indirect loan and lease programs, as well as a broad knowledge of bank products and services.
Must be PC literate and have a good working knowledge of common application software.
A results orientation and high level of personal initiative are also required. Sub-prime lending experience required.
JPMorgan Chase offers an exceptional benefits program and a highly competitive compensation package.
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V
Job
Analyst
Primary Location
US-LA-Baton Rouge-Sherwood Forest Oaks / 57739
Organization
Card Services
Schedule
Full-time
Job Type
Standard
Shift
Day Job
Employee Status
Regular
JPMorgan Chase - 11 months ago
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