Credit Analyst 2
Responsible for conducting credit investigations and analyzing complex and diverse credit information for companies and industries. Functions include: analyzing loan requests including analyzing borrower information/financial statements, collateral and tax returns to determine ability to pay; conducting forecast analysis, preparing credit reports for review; providing support to calling officers or account representatives and coordinating activity in support of credit approval process. May provide training or review work quality for other credit analysts.
3+ years credit analysis experience.
An undergraduate degree in the business administration field is required, preferably in the areas of accounting or finance. 3+ years of experience in credit analysis, preferably commercial. Strong interpersonal and communication skills (both written and verbal). Proficiency with Microsoft Word and Excel.
Demonstrated ability to conduct thorough credit analysis of varying types of risk, and to provide accurate risk ratings for borrowers and facilities. Adept with financial statement spreading programs for both business and individuals, including Moody's Financial Analyst with projection modules and tax return analysis programs. Working knowledge of operating risk (i.e. Treasury, Overdraft, and Foreign Exchange).
Wells Fargo - 14 months ago
Wells Fargo & Company is a financial holding company and a bank holding company. It is a diversified financial services company. It...