Loan Officer
Sierra Pacific Mortgage Company, Inc. - Saint Paul, MN

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Are you looking for an experienced retail lending platform? Please consider Sierra Pacific Mortgage, celebrating our 26th year in residential lending, with over 20 years in retail. I would like the opportunity to show you how you could be more productive AND more profitable under our compensation plan In becoming one of the top lenders in the nation, Sierra Pacifc Mortgage (SPM) also became one of the most widely respected Mortgage Banking Companies in the country. Having survived the economic storms, SPM has earned the respect and admiration of peers while continuing to thrive as an industry leader. Since 1986 SPM has been a progressive leader in wholesale and retail lending, offering cutting edge technology, market leading pricing and reliable service.If you're ready to close more and earn more and you are a current Loan Officer with extensive mortgage experience that is a proven producer than please see the job description and information below. Please note we are looking for Current producing Loan OfficersSUMMARY:In this position, Employee shall devote more than 50% of their working time outside the office managing relationships, sourcing applications, originating conventional and government residential mortgage loans, performing sales-generating activities, servicing and maintaining current clients. Is responsible for the cultivation of own external lead sources to generate origination loan volume. Works under minimal supervision. Has no supervisory responsibilities. ESSENTIAL FUNCTIONS: May include but not be limited to the following Identify and establish new referral sources through a variety of sales efforts including but not limited to: visiting the offices of real estate brokers, developers, builders and financial planners, to solicit referrals for mortgage loans Regularly participate in business development activities with professional organizations to maintain a network of quality business relationships that serve as a recurring source of referrals for new mortgage lending opportunities Attract new borrowers through the creation of information mailings, advertisements, seminars focused on home buyers and participation in community efforts to promote homeownership Cultivate repeat business from existing base of borrowers Consult with borrower to identify their loan needs, assess/analyze their financial situation, determine the correct loan options and provide information relevant to the risks and benefits of each program for which the borrower is qualified Guide customers through the loan process by obtaining all borrower required documents, providing borrowers with regulatory disclosures and assist with the submitting to underwriters Coordinate all aspects of the mortgage application process with appropriate parties Resolve outstanding issues in order to clear conditions and facilitate the closing of the loan Other duties and/or mortgage related tasks as assigned
QUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations and/or training may be made to enable individuals with disabilities to perform the essential functions.Must be currently Licensed and able to possess NMLS License and currently producing.

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About this company
As a leader in mortgage lending, Sierra Pacific Mortgage (SPM) offers a diverse package of products and services to our clients. Since 1986,...