Loan Specialist (Realty/Multi-Family Housing)
Department Of Agriculture 495 reviews - Maricopa County, AZ

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Rural Development is committed to helping improve the economy and quality of life in all of rural America by providing financial programs to support essential public facilities and services such as water and sewer systems, housing, health clinics, emergency service facilities and electric and telephone service. Rural Development promotes economic development by providing loans to businesses through banks and community-managed lending pools, while also assisting communities to participate in community empowerment programs. Join the Rural Development team and make a commitment to America's rural communities.

This position is a Loan Specialist (Realty/Multi-Family Housing) in Maricopa County, Phoenix, Arizona.

This position is being advertised concurrently under Merit Promotion Announcement AZ-2013-0006. Applicants who wish to be considered under those procedures must apply to AZ-2013-0006.
  • U.S. Citizenship.
  • Males born after 12/31/1959 must be registered with the Selective Service.
  • Background Investigation is required.
  • A one year probationary period is required.
  • Relocation and travel expenses will not be paid.
  • Occasional travel is required.

  • Conducts outreach effort within the State to promote the Multi-Family Housing Loan programs.
  • Meets with a variety of individuals and groups to provide information and assistance.
  • Receives pre-applications and conducts site visits to determine a proposed project's overall desirability and conformance with site location requirements.
  • Reviews pre-applications for completeness and conformance with program policy and regulations.
  • Conducts analyses to determine applicant eligibility and project feasibility.

QUALIFICATIONS REQUIRED: For GS-11: Applicants must have 1 year of specialized experience equivalent to at least the GS-09; or its non-Federal equivalent OR Ph.D. or equivalent doctoral degree or 3 full years of progressively higher level graduate education leading to such a degree or LL.M., if related OR a combination of education as described and specialized experience.

For GS-12: Applicant must have 1 year of specialized experience equivalent to a least the GS-11; or its non-Federal equivalent. There is no substitution of education for experience at the GS-12 level.

NOTE: To be considered for this position, you must meet all qualification and eligibility requirements for the GS-1165 series set forth in the Office of Personnel Management (OPM) Qualification Standards by the closing date of the announcement. A copy is available at: .

Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.

Specialized experience is any experience that equipped the applicant with the particular competencies to perform successfully the duties of the position, and that is typically in or related to the work of the position to be filled.

Qualifying specialized experience for the GS-11 level: Experience that demonstrated thorough knowledge and understanding of mortgage loan making/servicing and credit principles and practices in order to assess the fundamental soundness of housing loans and to independently examine applications, supporting documents, and credit reports, and maintain servicing activities on a variety of mortgage loans of large-scale. Experience may have been gained in work equivalent to reviewing and passing upon applications for a variety of mortgage loans or by servicing a mortgage loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work.

Qualifying specialized experience for the GS-12 Level: Experience that demonstrated a comprehensive knowledge and understanding of the technicalities of mortgage financing. Experience may have been gained in work equivalent to reviewing and passing on applications for the most complex housing transactions or by servicing a mortgage loan portfolio of a bank or other loan association; providing financial management guidance to borrower in ascertaining and analyzing the many and often obscure facts regarding the borrower financial capacity; evaluating the general economic and financial conditions that affect the organization/government's risk in granting, guaranteeing or insuring loans; and participating with overall office management by providing guidance and direction to lower level employees.

HOW YOU WILL BE EVALUATED: Category rating will be used for this vacancy. We will review your resume and transcript (if required) to ensure you meet the basic qualification requirements. If you meet basic qualifications you will be placed in one of three quality categories, 'Best-Qualified', 'Well-Qualified', or 'Qualified' based on your answers to the on-line occupational questions. These responses must be supported by your resume and/or other documentation you provide. Responses that are not supported by your resume and/or other documentation may be changed, which could result in a category change for your application or elimination from consideration.

The occupational questions will evaluate you on the following competencies: Knowledge of Multi-Family Housing (MFH) loan and/or grant making requirements; Knowledge of Multi-Family Housing servicing requirements; Knowledge of Multi-Family Housing Standards, Costs, Specifications, and Contracts; Program Administration/Project Management; Oral Communication; Written Communication.

Names of candidates in the 'Best-Qualified' category will be sent to the selecting official for consideration.

The description of the categories is as follows:

Best-Qualified: Highly proficient with an overall comprehensive level of the competencies of the job based on a complete review of experience, education, and training as detailed or described in the resume.

Well-Qualified: Competent in the position with an overall accomplished level of the competencies of the job based on a complete review of experience, education, and training as detailed or described in the resume.

Qualified: An overall basic level of the competencies of the job based on a complete review of experience, education, and training as detailed or described in the resume.

Veterans' Preference: Preference eligibles will be listed at the top of their assigned category, before non-preference eligibles in that category. Preference eligibles who have a compensable service-connected disability of 10 percent or more (CPS, CP) are placed at the top of the Best Qualified category on the referral list. XP and TP preference eligibles are placed above non-preference eligibles within their assigned category. For additional information on entitlement see:

Interagency Career Transition Assistance program (ICTAP): To exercise selection priority for this vacancy, displaced Federal employees must be rated in the Well-Qualified category or higher. For information on how to apply as an ICTAP eligible see

**REMINDER** Applicants - Be sure that experience/education as described on your resume contains accurate and sufficiently detailed information to clearly support the competencies. All information used to evaluate your application must be received by the closing date of the announcement. Once the position is closed, no additional information will be accepted.

To preview questions please click here .

BENEFITS: The Federal Government offers a comprehensive benefits package. Explore the major benefits offered to most Federal employees at .

OTHER INFORMATION: PROMOTION POTENTIAL TO GS-12: Selection will be made at the GS-11 or GS-12 level. Applicant(s) selected at the GS-11 level may be non-competitively promoted to the GS-12 upon satisfactory completion of any required training, demonstrating ability to perform at the higher grade level, meeting qualification requirements, and management's certification of the need for the position/promotion.

CONDITION OF EMPLOYMENT: To be eligible for appointment to this position, the preferred candidate or new hire will be cleared to come on board once the results of the fingerprint check, review of the OF-306, Declaration for Federal Employment, and the candidate’s Electronic Questionnaires for Investigations Processing (eQIP) entries have been reviewed and determined to be satisfactory, and the candidate’s original signature page(s) is/are received. In addition, this position requires a credit check as part of the background investigation.

Within 30 days of entering on duty, you will be required to complete a Confidential Financial Disclosure Report, OGE-450. You will need to provide information annually.

This position may be eligible for Telework.

The US Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal or because all or part of an individual's income is derived from any public assistance program. (Not all prohibited bases apply to all programs). Persons with disabilities who require alternative means for communication of information (Braille, large print, audiotape, etc.) should contact USDA's TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, SW, Washington, DC 20250-9410 or call (800) 795-3272 (voice) or 202-720-6382 (TDD). USDA is an equal opportunity provider, employer and lender.

E-VERIFY: If you are newly hired, the documentation you present for purposes of completing the Department Homeland Security (DHS) Form I-9 on your entry-on-duty date will be verified through the DHS "E-VERIFY" system. Federal law requires Rural Development to use the E-VERIFY system to confirm the employment eligibility of all new hires. Under this system, the new hire is required to resolve any identified discrepancies as a condition of continued employment.

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