Position Description: PURPOSE AND SCOPE The role of the Branch Manager is to supervise Loan Officers, manage the branch and enhance loan production. To apply for this position please forward your resume to Barbara at theemacgroup.com
Directly responsible for the implementation of loan origination objectives and strategies that will expand market share, with the objective of improving profitability.
Recruit, train and manage Loan Officers and other office personnel as directed by the District Manager.
II. RESPONSIBILITIES, SPECIFIC DUTIES AND ESSENTIAL FUNCTIONS Results:
Responsible for profitable growth to meet or exceed established goals and objectives for the District.
Works directly with the District Manager in managing all elements of the business including loan origination, volume growth, margin control (OVA and NVA), cost control, and efficiency.
Monthly review of actual performance against plan/budget and implement action steps to achieve corrective measures where necessary.
Production: 1. Identify and implement plans to increase production and leverage business opportunities within a designated geographic area by:
Meeting or exceeding personal production goals
Developing the skills of Loan Officers to meet or exceed District and Division production objectives.
Analyzing competitive updates.
Identifying and presenting market specific needs.
Developing plans to increase market share.
Proactively recruiting Loan Officers.
Ensure training programs are through and delivered in a timely fashion.
Maximize profitability and growth of the branch
Delegate appropriate authority and responsibility to achieve efficient office operations, quality customer service and uniformity in the application of company policy and procedures.
Recommend solutions to improve service quality, raise staff productivity, improve retention, and increase overall profitability.
Adhere to established branch staffing levels. Recommend solutions to improve service quality, raise staff productivity, improve retention, and increase overall profitability.
Adhere to the Corporation’s product and pricing guidelines.
Ensure proper management of expenses.
PERFORMANCE MEASUREMENT CRITERIA
Achieve/exceed agreed plans and budgets for income and profitability of branch and self.
Successful implementation of key performance indicators (KPIs).
Ensure consistent performance of Loan Officers.
Achieve or exceed CLI target.
Required Skills: Education and/or Experience:
Minimum two (4) years production experience.
Bachelor’s degree a plus.
Management courses a plus. Skills and Abilities:
Proven experience leading and managing a motivated sales team.
Excellent math and analytical skills.
Innovative thinking that provides solutions to problems and issues on a global and micro level.
Creative and strategic planning skills to enhance local marketing strategies.
A working knowledge of FNMA, FHLMC, FHA, VA, GNMA, mortgage insurer guidelines, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws, and the Company Policy Compliance and Ethics Cod
Personal and/or Professional Characteristics:
Strong sales skills. • Strong leadership skills.
Strong communication skills, both written and oral.
Self motivated, flexible and adaptable.
Coaching and mentoring mentality.
Ability to maintain confidentiality at all times
401k, Retirement and/or Pension Plan
Paid Holidays, Vacations, and Sick Leave
Life and/or Disability Insurance
Executive Management Alternative Consulting Group - 2 years ago