Responsible for proactive credit and risk administration of the Government Banking portfolio, including: overall pipeline management to ensure all renewal and annual reviews of credit facilities are completed in a timely manner and in compliance with policy; underwrite new money requests and recommend structures; maintain accurate risk ratings; obtain financial information and update financial monitoring database; prepare and present Loan Reviews as required; and execute legal documentation as needed. Regular client interaction to support and complement Relationship Manager with servicing customers and resolving issues related to credit products. Independently manages more complex credits and works with less experienced Portfolio Managers/Credit Analyst to manage portfolio effectively. Indentify and initiate special projects as needed to improve portfolio management efficiency and / or portfolio compliance.
Bachelors Degree preferred. Minimum 8 years relevant experience in commercial banking including 3-5 years commercial credit experience with financial analysis, credit structuring, policy & compliance, and commercial products. Experience with Government Banking and Municipal Finance a plus. Strong organizational skills, excellent communication, and interpersonal skills required. Ability to multi-task and function under pressure. Proficient in PC applications, including excel based projection modeling.
Equal Employment Opportunity
It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state and/or local laws.
Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM
Citizens Financial Group - 13 months ago
We’re Citizens, in every sense of the word.
It’s our belief that a good bank is made up of good citizens. That’s why...