Develop team spirit among personnel and instill pride and value. Ensure that each customer and potential customer is provided with efficient, high quality customer service, the customer base is expanded through successful selling of bank products and the profitability of the branch is enhanced through the careful management of assets, liabilities and operations.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Expands customer base through understanding and identifying customer needs of retail and lending services.
Understands the competitor bank products and services.
Prepares a business plan for increasing the assets of the Branch.
Develops branch sales goals for team members of the Branch, communicating expectations and monitoring performance.
Manage the Sales Management process.
Handles all interviewing, selection, counseling, training and development of each staff member.
Review, evaluates loan applications for completeness and credit worthiness, complete loan and collateral documents.
Approves loans up to individual lending authority, submit to next level of management for lending authority.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
High school diploma or general education degree (GED) required. Post high school education preferred with a minimum of 3 years experience in commercial banking or retail environment required. Supervisory and lending experience beneficial.
Directly supervises employees. Carries out supervisory responsibilities in accordance with the organization s policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
OTHER SKILLS AND ABILITIES
This position requires demonstrated social skills, ability to adjust to flexible hours, ability to sell products and services, and professional grooming and adherence to FIB dress code.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand and walk. The employee is occasionally required to sit: use hands to finger, handle, or feel; reach with hands and arms; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.