This opportunity is within our Mortgage Warehouse Lending group.
The Credit Analyst I will assist the Relationship Managers in evaluating requests for Mortgage Warehouse Lines of Credit by spreading financial statements, analyzing financial data, and performing credit risk grading. The analyst will compute net worth and liquidity calculations, prepare documents for credit approval, request financial statements from customers, and monitor compliance with loan agreement covenants. The analyst will communicate frequently with Relationship Managers.
DUTIES & RESPONSIBILITIES:
75% - Prepare full credit analysis for credit approval including Credit Approval Document completion, financial statement spreads, liquidity and net worth calculations, credit risk grading, and written analysis of the credit and supporting financial information. Request and evaluate First Data reports and consumer credit reports.
15% - Request financial statements from customers and perform covenant testing in order to monitor compliance with loan agreement covenants.
10% - Special projects as needed.
Additional responsibilities as assigned by Leadership.
A Bachelors Degree is required for consideration; Masters is preferred.
Business Degree preference with a minimum of 6 hours Accounting.
0-2 years of directly related experience is required; 2-4 years preferred.
Ability to understand and analyze financial statements. Critical attention to detail. Ability to communicate effectively in writing, including proficiency in grammar and spelling. Proficient with applicable computer software. Organization, time management and customer service skills.
MONDAY - FRIDAY
8AM - 5PM
First Horizon National Corporation is a premier financial services company with a long history of success and traditions dating back to...