Payment Solutions Representative
Michigan First Credit Union - Lathrup Village, MI

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Do you want to work for an incredible credit union with a great reputation? Are you a skilled communicator who has diplomacy and tact? Do you want to use your analytical and empathy skills to create positive results in the collections process?

Michigan First Credit Union, the only place to do your banking, is a state of the art, progressive credit uinon located in Lathrup Village, Michigan with branch locations throughout Southeastern Michigan. We have approximately 250 team members and we're growing. We focus on serving our valued members and being the best and most highly regarded financial institution.

We are seeking a Full time Payment Solutions/Collections Representative to join our progressive credit union. In this role, the individual will perform the full scope of collection activities for the Payment Solutions Team.

Responsibilities :
Assisting the credit union’s collection effort by working with members to develop payment solutions for past due accounts.

Processing insurance claims related to death and/or disability, non-filing insurance, property claims and other insurance coverage the credit union is able to access to offset its loan losses.

Identifying delinquent accounts and responding with collection activity.

Responsible for auditing and monitoring status of collection accounts.

Staying current with all provisions of applicable codes, laws, and regulations.

Maintaining files, records and journals to provide a chronology of collection activity for delinquent accounts.

Communicating with a variety of internal and external members.

Being an advocate of Michigan First culture.

Qualifications:
The ideal candidate will possess knowledge and experience with bankruptcy laws, garnishments, levies, fair debt collection practices, repossessions and foreclosures.

Minimum of 2 years of related collections experience preferably in a bank, credit union or shared services center.

High School diploma is needed, Associate’s Degree preferred.

Strong mathematical skills required.

Proficiency in Microsoft Office (excel and word) and use the credit union’s computer system for input/output transactions, on-screen loan processing information, etc.

Basic understanding of the Fair Credit Reporting Act.

Excellent written and verbal communication skills.

Strong interpersonal skills and professional demeanor; ability to interact at all levels within our organization, in a team based environment and with the public.

Ability to handle sensitive information with complete confidentiality.

Ability to problem solver and focus on effectiveness, being organized, flexible, self –directed and have a sense of urgency.

Michigan First offers one of the strongest benefit programs around including coverage for medical, dental, vision, disability & life insurance and 401(k) with Company match, & tuition reimbursement. Are you ready to be a part a dynamic and growing credit union?

Michigan First Credit Union is an Equal Opportunity Employer

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Michigan First Credit Union - 30+ days ago - save job - block
About this company
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Michigan First was chartered as Detroit Teachers Credit Union in 1926. The credit union grew quickly, and by 1956 became the largest Credit...