Lead Fraud Analyst
PayPal - Baltimore, MD

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The Global Credit Modeling team builds a wide variety of predictive models dedicated to integrating credit products throughout the PayPal lifecycle Global Credit Modeling is focused on helping PayPal make the right credit decisions at the right time while improving customer experience and PayPal profitability Job Description The Credit Risk Analyst evaluates customer behavior to identify risk attributes and develops models analyses and strategies to reduce risk and improve overall profitability This role utilizes strong technical data mining and analytical skills to uncover information from vast amounts of data and organizes findings in a way that communicates findings to senior management Persons in the role will need to demonstrate the highest level of analytic capability and be able to create actionable analyses to improve business outcomes Responsibilities Conduct portfolio and transaction analysis to develop strategies with the aim of reducing credit line exposure and preventing loss Contribute analysis and data mining to the credit portfolio and accompanying data bases in order to surface key trends related to risks in the portfolio Perform ad hoc analysis as needed to understand portfolio dynamics Extract manipulate and transform data from a variety of databases using SAS SQL and other tools Build predictive models decision systems and forecasts Required Skills Background in predictive modeling and statistical analysis 5+ years experience performing credit risk and or fraud modeling in a banking environment or in the ecommerce space Proficient programmer in SAS and SQL Masters degree in a quantitative area such as mathematics statistics computer science physics engineering or economics About PayPal PayPal is the faster safer way to pay and get paid online The service allows people to send money without sharing financial information with the flexibility to pay using their account balances bank accounts credit cards or promotional financing With 106 million active accounts in 190 markets and 25 currencies around the world PayPal enables global ecommerceEvery day at PayPal we are changing the way the world does business by challenging the status quo innovating and enabling business between millions of people across the globe What we do at PayPal has never been done before and it has a tremendous impact We build BIG and NEW products to drive worldwide commerce Be it the next mobile payments solution or a high availability money movement platform we solve problems on a scale you just cant find elsewhere PayPal continues to push the boundaries of technology by investing in individuals who passionately believe in the potential of innovative technologies that make up a global market place At PayPaleBay no matter which of our offices brands or locations you call home youll discover consistent benefits that are intended to support you&mdashin your work your life your passions and your future This is where innovation meets reality Are you an individual who is ready to grow and join our global community Would you just like to know more about our latest and greatest projects We would love to talk to you about it More information about our other exciting positions can be found at httpswwwjobsebaycareerscom eBay companies are proudly EEOC compliant
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PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.