This position will be working in our Business Banking Credit Services group.
Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles medium-sized and larger accounts.
Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times. Underwrite real estate related credit requests. Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
Works with the loan administration and client specialists to manage delinquencies on loans; reports troublesome loans to the senior credit officer and commercial line manager on a timely basis. Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately; obtains satisfactory loan reviews and ensures that regular audits are performed.
Other responsibilities as directed by Leadership.
Bachelors required. Masters preferred.
Two to four years of directly related experience required (four to six years preferred).
Accurate typing, spelling and grammar skills. Proficient with applicable computer software. Good written and oral communication skills. Good organizational and customer service skills. Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products.
Monday - Friday
8AM - 5PM
First Horizon - 20 months ago
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First Horizon National Corporation is a premier financial services company with a long history of success and traditions dating back to...