Originates residential mortgage loans and participates in related business development activities. Solicits residential first mortgages through contacts with realtors, builders, and developers. Provides service to customers and prospective customers seeking residential mortgage loans. Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Arranges for appraisal of residential properties. Arranges for and conducts titles searches and obtains necessary document. May approve or reject loan, referring larger loans to senior officers or loan committee. Ensures the preparation and processing of forms and legal documents required for residential loans. Follows current loans to ensure compliance with terms. Negotiates terms and conditions of loans with mortgagors. Keeps informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-issued mortgages. Other duties as assigned
Typically requires a Bachelors and 5 plus years of related experience Full use and application of standard principles, theories, concepts, and techniques. Working knowledge of mortgage lending, processing, credit analysis and mortgage regulations. Must have good customer service and PR skills. PC skill required
This position requires Federal Registration with the National Mortgage Licensing System (NMLS), in accordance with the SAFE Act.
Nevada State Bank
Nevada-Las Vegas-NV - McCarran Center
NV - McCarran Center
750 E. Warm Spring Road
Zions Bancorporation - 19 months ago