Risk Sr. Analyst, Center Of Excellence
JPMorgan Chase - Wilmington, DE

This job posting is no longer available on JPMorgan Chase. Find similar jobs: Risk Senior Analyst jobs - JPMorgan Chase jobs

Risk Sr. Analyst, Center Of Excellence - 120076602 Job Description
      Chase is a leader in the financial services industry, providing banking, mortgages, credit cards, loans, payment processing and investment services to 50 million customers - 1 out of every 6 Americans. As a division of JPMorgan Chase & Co. (NYSE: JPM), we:
      • serve 21 million households with consumer banking relationships
      • lent $17 billion to small businesses in 2011
      • are one of the nation's largest credit card issuers, with more than 64 million credit cards in circulation
      • service 8 million mortgage and home equity loans
      While we operate across a broad range of businesses, our mission at Chase is quite simple: to be the industry leader in customer service. Our employees put the firm's resources to work every day for our customers.

      Chase offers a dynamic environment and the training and support to meet your full potential. Our company is widely recognized as a great place to work, to grow and to invest for the future. Join our team.

      Job Location: Wilmington, DE

      DESCRIPTION:

      Duties: Assist in the development and control of credit line assignment strategy and customer level exposure rules at time of acquisition. Responsible for developing credit line management strategies for Chase card portfolio. Developing account selection criteria, assessing risk performance, determine line/decrease increase amount, and implementation of the line management policies/strategies. Line management drives growth by encouraging customer usage and in those situations where risk is beyond acceptable risk appetite reduce the lines as appropriate. Analyze and manage the quality of the consumer portfolio, administer corrective action and protect the bank from losses resulting from poor credit quality and lack of compliance with consumer laws, regulations and bank policy. This may include analysis of front-end operations (loan growth strategies); analysis of back-end operations (delinquency and charge-off performance); or portfolio mix impacts (effects of prepayment rates, securitizations and whole loan sales). Analyze delinquency ratios, trends and other negative characteristics, which could adversely affect the portfolio.

      Qualifications
      QUALIFICATIONS:

      Minimum education required: Bachelor's degree or equivalent in Finance, Mathematics, or a related quantitative field.

      Minimum experience required: 5 years of statistical/risk analysis experience or related experience.

      * Skills required: Must have experience managing disparate data sources and databases. Must have demonstrated experience interpreting large amounts of data and its impact in both operational and financial areas. Must have experience developing pattern recognition and engaging in modeling techniques including regression, decision trees, and time series analysis. Must have credit data mining experience. Must have experience working with structured finance products, risk analytics and modeling. Must have knowledge of risk principles and procedures including P&L. Must have knowledge of tools and technologies including KnowledgeStudio, SAS/Macro, Teradata, Oracle SQL, Unix Shell, Business Objects, Essbase, Excel, Powerpoint and Access.

      Job
      Analyst
      Primary Location US-DE-Wilmington-Three Christina Center / 52379

      Organization Card Services
      Schedule Full-time
      Job Type Standard
      Shift Day Job
      Employee Status Regular

      Corporate Brand Chase

      JPMorgan Chase - 22 months ago - save job
      About this company
      5,705 reviews
      At JPMorgan Chase, the work we do matters. All of us are committed to putting our resources and our voices to work every day for our...