Mortgage Loan Processor
Ultimate Staffing Services - Tempe, AZ

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The Mortgage Specialist II position involves the critical elements of gathering necessary information from loan applicants and verifying information through independent sources.Critical to this position is timely follow up with both borrowers and third parties to ensure the file advances to the closing department to ensure no delays with closing occur.The specialist scrutinizes documents to ensure validity, substantiates income or cash levels and mitigate the potential for any unnecessary loss.The specialist must have a strong understanding of the items necessary for each file, as well as why these items are needed. The Mortgage Specialist II must ensure that any documents obtained which may seem questionable in nature are further verified to ensure accuracy.Once documents are obtained and verified, the Specialist II will submit the loan for approval from the Sr. Underwriter as well as document preparation. The specialist may also be cross trained to learn other areas within the department, i.e. doc drawing.
Competencies: A minimum of 1-year previous real estate lending experience is required.Good time management and organization skills are essential, as missed deadlines result in member dissatisfaction and monetary losses to the credit union. This position requires excellent judgment and decision making skills and the ability to consistently provide over the top service to all of our members. This position requires a person who has the ability to work in a fast paced, frequently changing environment. Summary of qualifications: 1-2 years (Recent) mortgage loan processing. Must have CURRENT knowledge of Fannie Mae guidelines, FHA, Conventional, refinance and first mortgages.***Credit Check Required***

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