Develops and analyzes all types of credit information pertaining to diverse types of loans, annual reports, profit and loss statements, etc.; prepares credit reports to loan officers or committees; maintains control over credit standings of current accounts; furnishes information relative to credit inquiries; provides assistance to loan officers or the Credit Manager as requested.
Under limited supervision, conducts credit investigations, analyzes financial statements, and prepares summaries. Resolves moderately complex to complex credit structuring analysis but may require assistance on highly complex accounts. Develops financial background information, including financial modeling, on present and prospective customers and develops credit studies. Utilizing prepared analysis, generates own recommendations regarding credit extension.
Bachelor's degree in a related field of study.
Professional demeanor in dealing with banking officers or external customers.
Strong interpersonal and communications skills.
Intermediate proficiency in financial modeling and sensitivity analysis.
Intermediate proficiency with MS Office desktop applications, particularly PowerPoint and Excel.
Master's degree in business administration or related field of study.
3+ years of experience in Asset Based Lending credit analysis.
Asset Based Lending