Responsible for reviewing and approving mortgage loans; coordinating work within the departments; reporting pertinent information to the immediate supervisor, responding to requests for information. Specifically performs a review of the following: Reviews appraisal to confirm value of property to coincide with the requested mortgage amount; reviews the buyers capacity to repay the loan; analyzes the borrowers debts and past history; provides technical review of all documents; determines if borrower is qualified under guidelines per loan program; review for possible fraud in loan submission.
QUALIFICATIONS: High School diploma or the equivalent. A minimum of three (3) years as an Underwriter of government and conventional loan programs normally required. Drug/Alcohol/Smoke-free workplace.
Equal Opportunity Employer Disclosure Statement:
1st Mariner Bancorp is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, marital status, age,
religion, national origin, sexual orientation, disability, or status as a disabled or Vietnam era veteran.
As an Equal Opportunity Employer, 1st Mariner Bancorp complies with all relevant governmental regulations and affirmative action responsibilities. In order to assist us with record keeping, reporting, and other legal
requirements, we offer you the opportunity to complete the following self-identification questions in the next section. Submission of this
information is completely voluntary and will not affect your opportunity for employment, or terms or conditions of employment if you are hired.
1st Mariner Bank - 19 months ago