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As a Fortune 200 financial services company with more than $113.5 billion in owned and managed assets, USAA is on a mission - to facilitate the financial security of our members, the men and women of the U.S. military and their families worldwide. Headquartered on a showcase campus in San Antonio, TX, USAA attributes its long-standing success to its most valuable resource, our 22,000 employees. They are the heart and soul of our member-service culture.
Recently Ranked #2 by Business Week in Customer Service , we are recognized for the superior service we provide to our members, and the exemplary work environment we provide for our employees. Everything that happens at USAA is based on our core values: Service, Loyalty, Honesty, and Integrity. These are the foundations of how we do business with our members, as well as how we treat each other.
We are currently seeking talented FSB Credit Risk Manager - Collection Analytics for our San Antonio, TX facility.
PURPOSE OF JOB
Manages a team responsible for credit risk management and analysis. Monitors, assesses, and reports on credit risks inherent in the Bank's various portfolios.
Manages a team of credit risk analysts responsible for credit risk management and analysis. Applies complex mathematical modeling and forecasting techniques to solve business problems for optimal solutions.
Understands loss performance models and oversees refinements to adjust to various changes in portfolio / economic conditions / credit policy.
Presents analysis to senior management in a clear, concise and actionable format and develop plans and recommendations for mitigation strategies and tactics. Works with Executive leadership in managing the P&L.
Participates in the review and drafting of reports in the areas of loan loss reserves.
Works with internal and external auditors on loan loss performance issues. Ensures adequate internal control processes around loss performance and credit exposure. Minimum Requirements
Bachelor's degree or equivalent experience.
3+ years credit risk experience.
1 year leadership experience.
Advanced skillset in Strata.
Advanced knowledge of Microsoft Office products, particularly Excel and applicable databases.
Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, and other business intelligence and analysis software applications for data segmentation, aggregation, and statistics.
Ability to work with large databases and datasets for extraction, conversion into useful business information, and analytical purposes.
Advanced knowledge of industry data sources.
Thorough knowledge of product segmentations, financial instrument relationships, and credit loss activities and key drivers. Preferred
1 year experience managing direct reports.
Familiarity with Middleware development.
Industry experience in banking, collections and deposits.
Strong strategy development experience.
World class strategic and analytical capabilities.
Strategic project management experience.
Superior communication and development skills. ***Selected candidates will attend and complete the Management Development School program in San Antonio, TX, during their first six months in position.***
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers.
Relocation assistance is available for this position.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.
Percentage of Travel:
Less than 25%
USAA - 2 years ago
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