Loan Officer - Wilmington, DE
Embrace Home Loans - Wilmington, DE

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Embrace Home Loans, Inc. is seeking a qualified Loan Officer to foster mortgage origination sales in our local branch office located in Wilmington , Delaware . The licensed Loan Officer will generate volume from the sale of real estate secured financing and develop volume from alternative sources.

Responsibilities:
  • Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.

  • Keep informed of trends, changes and developments in the local real estate market.

  • Be aware of what competitors are doing.

  • To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies.

  • To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.

  • Negotiate price, terms, and conditions with mortgages.

  • Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: Counseling and Pre-qualifying potential home buyers; taking complete and accurate application; obtaining all necessary support documents along with the appropriate fees and lock-in information; overseeing the loan process by monitoring loan status and ensuring conformity with term; assisting in collecting additional documents and promptly communication loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management.

  • Maintain a professional image and standards consistent with company policies and procedures.

  • Follow through on all professional conditions and education requirements for licensure.

  • Adhere to organizational procedures for loan processing.

  • Participate in branch/headquarter meetings that require attendance.

  • All other duties that may be assigned by the Branch Manager.

Embrace Home Loans - 2 years ago - save job
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