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As a Fortune 200 financial services company with more than $113.5 billion in owned and managed assets, USAA is on a mission - to facilitate the financial security of our members, the men and women of the U.S. military and their families worldwide. Headquartered on a showcase campus in San Antonio, TX, USAA attributes its long-standing success to its most valuable resource, our 22,000 employees. They are the heart and soul of our member-service culture.
Recently Ranked #2 by Business Week in Customer Service , we are recognized for the superior service we provide to our members, and the exemplary work environment we provide for our employees. Everything that happens at USAA is based on our core values: Service, Loyalty, Honesty, and Integrity. These are the foundations of how we do business with our members, as well as how we treat each other.
We are currently seeking talented FSB Credit Risk Analyst I for our San Antonio, TX facility.
PURPOSE OF JOB
Measures, monitors, and analyzes historical trends and external factors impacting the credit risk exposure for loan products. Develops detailed analysis, utilizing sophisticated analytical and financial modeling and statistical techniques to predict, evaluate and manage the credit risk across various loan portfolios. Assesses lending product/portfolio performance specific to credit loss and financial elements. Under minimal supervision, performs moderately complex to complex work assignments and problem resolution.
Acquires and applies broad knowledge of the business, its products, and processes.
Gathers information, analyzes data trends, identifies root causes, and develops work products.
Performs multiple team roles (team member, team co-leader) in the development and implementation of key initiatives.
Recognizes appropriate credit risk strategies to be developed and implemented. Minimum Requirements
Bachelors degree (or equivalent work experience).
4+ years financial services quantitative analysis experience and/or general analysis experience.
Working knowledge of Microsoft Office products and applicable databases.
Working knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, and other business intelligence and analysis software applications for data segmentation, aggregation, and statistics.
Working knowledge of industry data sources.
Working knowledge of gathering and documenting data requirements and analyzing these requirements from a business perspective.
Previous experience with understanding business processes and the data generated from those processes. Preferred
Advanced degree in a quantitative field of study.
Experience with bank lending products, such as auto lending or credit cards The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers.
Relocation assistance is available for this position.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.
Percentage of Travel:
8:00am - 5:00pm
FOR OUR VETERANS:
Did you know USAA has numerous career opportunities that don’t require corporate experience? If you’re...