North Shore Bank's Position Descriptions are intended to describe only the major functions of the job. You may be expected to perform other duties specified by your manager. Everyone is expected to contribute whatever efforts necessary to operate efficiently and effectively to insure the success of the Bank.
Develop residential, real estate mortgage business; develop and maintain a call program with builders, brokers, real estate agents, and developers; provide information on lending policies, procedures, and products.
Prequalify perspective applicants by analyzing their financial status, credit history, and employment verification to determine the feasibility of loan approval.
Take loan applications from potential customers; maintain contact with applicants, brokers and correspondents regarding the status of the application and gather any additional initial required documentation; explain terms and conditions to loan applicants; analyze loan to determine eligibility of loan as it relates to policies and procedures of the bank.
Develop and maintain relationships with Home Buyer Education agencies, State and other government housing entities. Plan and/or assist in Home Buyer Seminars, Fairs and other Community related events.
Inform applicants of the mortgage approval process and any costs associated with it such as the appraisal and credit reports. Answer applicants' questions throughout the loan process.
EDUCATION and/or EXPERIENCE
High school diploma or general equivalency diploma (GED) required. Bachelor degree from an accredited college or university in business/finance strongly preferred. Minimum of 3 years sales experience in a related capacity is required. Additional course work or work experience in real estate is preferred. Strong knowledge of loan programs and proven sales record required.
CERTIFICATES, LICENSES, REGISTRATIONS
This position requires registration through the National Mortgage Licensing System (NMLS) under the terms of the SAFE Act of 2008. Applicants must (1) have an active NMLS ID that is in good standing, and can be transferred to North Shore Bank's registry, or (2) must be willing to register prior to start date. Your employment with North Shore Bank is contingent upon successful registration and annual re-registration thereafter.
North Shore Bank - 20 months ago
BMO Financial Group
BMO Financial Group
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