Commercial Lender-Charlotte
Bank of the Ozarks 59 reviews - Charlotte, NC

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Job Purpose and Scope:

The origination, servicing, and collection of commercial loans.

Essential Job Functions:

  • Origination of commercial loans

  • Servicing of commercial loans

  • Collecting for commercial loans

  • Accurately analyzing financial statements

  • Asset liability determination

  • Business development

  • Regularly exercise discretion and judgment in the performance of the other essential job functions

  • Maintain good punctuality and attendance to work

  • Knowledge, Skills & Abilities:

  • Ability to accurately analyze financial statements and cash flows

  • Excellent verbal and written communication skills

  • Computer skills

  • Ability to work without close supervision

  • Complete understanding of all lending regulations including fair lending

  • Business development skills

  • Understanding of the appraisal process and ability to adequately review appraisals

  • Understanding of legal entities and how to properly protect bank’s interest in collateral

  • Equipment Used in Job Performance/Working Environment:

  • Personal computer

  • 10-Key calculator

  • Telephone

  • Automobile

  • Major Job Demands (Physical/Mental):

  • Driving

  • Carrying/ Lifting up to 25 pounds

  • Decision making

  • Problem solving

  • Position Requirements

    Basic Qualifications:

  • Minimum two (2) years experience as a commercial lender

  • High school diploma or equivalent.

  • We are an Equal Opportunity Employer and do not discriminate against applicants due to race, ethnicity, gender, veteran status, or on the basis of disability or any other federal, state or local protected class.

    About this company
    59 reviews
    Bank of the Ozarks, Inc. is a bank holding company. The Company wholly owns a state chartered subsidiary bank, Bank of the Ozarks (the...