Mutual of Omaha Bank is becoming a national leader in the banking industry and we're looking for talented individuals to help us grow. With over $5 billion in assets, Mutual of Omaha Bank operates a network of community banks and offices in Arizona, California, Colorado, Florida, Iowa, Kansas, Nebraska, Nevada, Missouri, and Texas and has a nationwide deposit services business that serves property management companies and homeowners associations from coast to coast. By combining our trusted name and financial strength with a community banking approach, we're uniquely positioned for continued growth and success. If you're looking to take your career to the next level, Mutual of Omaha Bank is the place for you.
Commercial Relationship Banker III/Sr. Commercial Relationship Banker
This job posting is reflective of the Commercial Relationship Banker III essential functions, qualifications, and physical requirements. The Commercial Relationship Banker III and Senior Commercial Relationship Banker levels have the same essential requirements; competency and skill set will determine level of placement within the posted job family.
Basic Function: Provides Commercial banking products and services to new and existing relationships; including, commercial loans, investments, credit and capital market products and services. In addition, will oversee a loan portfolio to ensure growth, proper risk management and compliance with appropriate regulations, laws and bank policies. Generally works under minimal direction/supervision.
Essential Job Functions :
Strong business development - Identify and develop new profitable commercial banking credit and treasury management account relationships. Identifies opportunities to actively cross-sell banking products and services as appropriate. Facilitates presentations to prospective customers and company principals. Participates in and presents creative solutions to meet their needs.
Structures and negotiates loans and/or agreements to include the terms, pricing and special conditions. Prepares appropriate documents and ensures adherence with banking policies and guidelines.
Reviews and monitors the credit quality of new and existing commercial accounts. Identifies opportunities and provides recommendations to ensure high quality of the account portfolio. May perform underwriting functions as needed.
Ensures compliance with commercial banking policies and practices and regulatory statutes.
Maintains knowledge of banking products and services, as well as knowledge of the industries or market areas served. Keeps abreast of current developments and market trends, to further identify and service the customer's needs.
Collaborates and coordinates with internal and external business partners to ensure banking products and services are provided in a timely manner and support the profitable growth of the account.
This position requires an individual with the following knowledge, skills, and abilities:
Bachelor's degree in Finance, Business Management, or other related field
Minimum of seven years of progressive work experience in Commercial Banking
Established business relationships with local Denver area businesses
Strong understanding of financial statement analysis and commercial credit underwriting
Knowledge of compliance with federal regulations pertaining to commercial banking
Excellent communication, interpersonal, consultative sales and presentation skills
Business development, relationship management and lead generation skills
Excellent organizational, problem solving, credit analysis and negotiation skills
Ability to effectively communicate and make effective presentations to prospective customers and company principals, existing customers, banking officials and community leaders
Ability to handle multiple tasks simultaneously in a fast paced, diverse and growth -oriented environment
Ability to maintain a high degree of confidentiality
Personal computer skills to include various software packages, including word processing, spreadsheet, electronic mail and presentation, and banking systems
Ability to travel up to 10% of the time
Physical Requirements for the Essential Job Functions:
Key-boarding/Writing/Pinching (working primarily with fingers) 34-66% of the time
Handling (working primarily with hands such as grasping, turning, sorting) 1-33% of the time
Sitting > 66% of the time
Standing/Walking 1-33% of the time
Talking (required use of voice) > 66% of the time
Near Vision - Visual Acuity at 20 inches or less 1-33% of the time
Far Vision - Visual Acuity at 20 feet or more > 66% of the time
Hearing > 66% of the time
Travel 1-33% of the time
Mutual of Omaha Bank is an Equal Opportunity Employer
For more than 100 years, Mutual of Omaha has helped millions of families strive to reach their financial goals and plan for a secure future....