Corporate Underwriter - Plano, TX
Bank Of America - Plano, TX

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Conventional SASE Level 6 and 7 underwriters currently support a very high risk and complex segment of mortgage underwriting and analysis. Primarily in the $1mm+ loan amounts, many of these transactions require in depth individual and corporate tax return analysis for self employed applicants and/or executives with layered ownership interests in multiple companies and or entities. Asset review oftentimes is equally complex due to higher net worth borrowers with multiple sources and percentages of liquidity including cash, vested stock shares, unvested restricted stock, multiple retirement vehicles and equity ownership interests that must be utilized for qualifying purposes using different qualifying guideline parameters. Currently the requirements to be approved for this level of certification are the most stringent: Greater than five (5) years manual underwriting experience, including signing on loans greater than $2.0M and making business decisions.

THIS JOB CODE MAY REQUIRE SAFE ACT REGISTRATION. If you are not familiar with the registration requirements associated with this job code, it is critical that you contact your HR Partner for authorization to use prior to assigning any associates(s).

Qualifications

Required Skills:
Five year manual mortgage underwriting experience required.

Experience with underwriting loans $1M+.

Excellent written and oral communication skills.

Customer contact experience and customer focused.

Computer skills with knowledge of Microsoft Office.

Self starter, positive attitude and ability to multi-task.

Experience with Conv. and Non-conforming Refi and Purchase.

Desired Skills:
Processing and/or Funding experience a plus.

Bank of America - 19 months ago - save job - block
About this company
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Bank of America Corporation is a bank holding company. Through its banking subsidiaries (the Banks) and various non-banking subsidiaries...