Credit Analyst - Indirect Lending
Metro Credit Union - Chelsea, MA

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Credit Analyst - Indirect Lending
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Responsibilities
  • Verify completeness and accuracy of credit applications
  • Analyze consumer credit reports to evaluate risk and make appropriate credit decisions for Indirect Lending applications
  • Reviews documents to support credit decision (dealer contracts, paystubs, tax returns, and additional supporting documentation, etc.)
  • Formulates and communicates credit decision (approve, decliner, or counteroffer) in compliance with established underwriting guidelines, compliance and regulatory requirements
  • Reviews credit applications and recommends decisions on applications over assigned authority to Manager
  • Develop business relationships and build rapport with Dealers to achieve mutual goals
  • Manages application pipeline to meet business objectives
  • Assists less experienced underwriters with structuring loans to maximize production and manage risk
  • Cross-sells Metro products and services when appropriate
Qualifications
  • Minimum 2-3 years underwriting of indirect loans
  • High School Diploma or equivalent
  • Strong interpersonal, written and verbal communications skills
  • Ability to handle multiple tasks and meet deadlines in fast paced environment
  • Strong analytical and organizational skills
  • Knowledge of an automated underwriting system and score card preferred
  • Ability to work with others and independently
  • Basic knowledge of Word and Excel

Work Schedule

Mon - Fri | 10am - 6pm
alternating Sat/Sun with a day off during the week provided

Metro Credit Union - 23 months ago - save job - copy to clipboard
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