Responsible for ensuring a high level of credit quality by providing a wide range of underwriting support, financial and credit analysis services to banking center loan officers. Maintain work log for credit analysis requests submitted by lenders. Evaluate quality of borrower and guarantor financial information. Prepare “spreads” of financial statement information. Review and analyze all available financial and credit information related to borrowers/guarantors. Promptly communicate analysis questions and/or underwriting concerns to Lenders, Senior Analyst, and/or Department Manager. Prepare written summary of analysis to be used in making credit decisions. Provide lenders with current industry information and other reports using available third-party resources.
The minimum requirement for this position is an associate's degree in business and 5 years of prior business financial/credit analysis experience or a bachelor's degree in accounting or banking/finance, which may be substituted for 3 years of analysis experience, and 2 years of prior business financial/credit analysis experience. Prefer that applicant is either currently working or has previously worked in a commercial bank as a commercial lender and/or credit analyst. Specific experience with financial statement spreading/analysis software is also highly desirable. Position requires the ability to multi-task and problem solve. Candidate must have strong planning and interpersonal skills and be very detail-oriented and organized. Requires excellent verbal and written communication skills. Must possess basic PC skills and have good working knowledge of all Microsoft Office products.
We expect high performance from every employee. High performance employees are those individuals who successfully accept the challenge of our environment while having fun as a loyal member of the BankPlus team.
BankPlus does not discriminate on any employment practice on the basis of race, religion, color, sex, age, national origin, genetic information, marital status, veteran status, or disability.
We maintain a drug-free workplace and perform pre-employment substance abuse testing.