Loan Officer-Mercy Corps Northwest
Mercy Corps - Seattle, WA

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PROGRAM/DEPARTMENT SUMMARY:
Mercy Corps Northwest (MCNW) is the assumed business name for the 501(C) 3 non-profit, Mercy Enterprise Corporation. The organization was established in 1998 as a program of Mercy Corps, the Portland-based international relief and development agency. MCNW is Community Development Financial Institution that assists all low-income populations, including minorities, women, refugees and immigrants, prisoners, previously incarcerated in Oregon and Washington by increasing their economic self-sufficiency and community integration through self-employment. [Describe overview of job missio

GENERAL POSITION SUMMARY:
This position will support the economic development goals of Mercy Corps Northwest by driving lending activity and performing all aspects of the microenterprise loan program in Washington State. In addition, this position will contribute to the LIFE prison program in Washington and overall Washington program development as needed.

ESSENTIAL JOB FUNCTIONS:
Market the loan program and products to potential borrowers and referral sources.

Present publicly to diverse groups of clients as well as potential referral sources and partners such as economic development agencies, chambers of commerce, credit unions, and banks.

Manage loan intake process while tracking and reporting progress.

Prepare credit recommendations for presentation to Loan Committee.

Underwrite, document, close and monitor loans; maintain accurate and complete loan files.

Coordinate with other staff to ensure files, program, funder and client records are up-to-date.

Develop and maintain professional and productive relationships with borrowers, entrepreneurs & partners.

Maintain rigorous risk management of loan portfolio to ensure repayment of loans.

Manage loan collections and workouts.

Travel throughout Washington and to the Portland-Vancouver metropolitan area as needed.

Analyze program performance, trends and projections.

Provide business advisory technical assistance to both prospective loan applicants and existing clients.

Help recruit, train and manage volunteers/interns.

Assist in grant writing, monitoring, and reporting as needed.

Assist in process improvement projects as needed

Develop and implement comprehensive outreach plan for growing the loan program in WA

Other duties as assigned for the success, evolution, and growth of the organization.

Organizational Learning: As part of our commitment to organizational learning and in support of our understanding that learning organizations are more effective, efficient and relevant to the communities they serve - we expect all team members to commit 5% of their time to learning activities that benefit Mercy Corps as well as themselves.

Accountability to Beneficiaries: Mercy Corps team members are expected to support all efforts towards accountability, specifically to our beneficiaries and to international standards guiding international relief and development work, while actively engaging beneficiary communities as equal partners in the design, monitoring and evaluation of our field projects.

SUPERVISOR RESPONSIBILITY: None

ACCOUNTABILITY:
REPORTS DIRECTLY TO: Lending Manager

WORKS DIRECTLY WITH: Mercy Corps Northwest/Mercy Enterprise Corporation team and clients

KNOWLEDGE AND EXPERIENCE:
BA/S or equivalent in business, finance, banking, community development, economics and/or other relevant field or entrepreneurial experience and/or experience working with a loan fund, business banking or a community development program.

3+ years’ experience assessing business plans, structuring and closing loans is required and demonstrated understanding of loan tracking and loan documentation preparation preferred.

Proven ability and experience preparing and presenting analytical information as well as demonstrated success with marketing, public relationships, organization and program development and representation.

Ability and willingness to work collaboratively with low-income and multicultural populations on issues relating to community development, financing and job creation.

Experience delivering educational trainings and/or presentations to large groups of individuals.

Demonstrated attention to detail, ability to follow procedures, meet deadlines and work independently and cooperatively with team members is required.

Small business experience and the ability to speak multiple languages of immigrant populations such as Russian, Spanish or SE Asian language or other languages is a plusAbility to speak a second language.

Proven ability to manage people and multiple projects with partner organizations.

SUCCESS FACTORS:
S/he Demonstrated ability to function as a self-starter and to coordinate projects. Ability to work some evening and weekend hours. Valid driver’s license. Willingness to work in the community with clients and borrowers outside the office. Experience with general office management and database management. Effective verbal and written communication skills as well as computer skills. Teaching and public presentation skills.

LIVING CONDITIONS/ENVIRONMENTAL CONDITIONS:
This position will be based in Seattle, Washington. Mercy Corps Team members represent the agency both during and outside of work hours when deployed in a field posting or on a visit/TDY to a field posting. Staff are expected to conduct themselves in a professional manner and respect local laws, customs and MC's policies, procedures, and values at all times and in all in-country venues.

Required Skills

Required Experience

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Mercy Corps is dedicated to helping the poor and oppressed in developing countries. The not-for-profit organization offers emergency relief...