Mortgage Loan Originator - Gate City/Duffield
Eastman Credit Union 7 reviews - Gate City, VA

This job posting is no longer available on Eastman Credit Union. Find similar jobs:Mortgage Loan Originator jobs - Eastman Credit Union jobs

Interviews loan applicants to document income, debt and credit history

Requests documentation such as pay stubs, W2's, tax returns, bank statements, sales contracts and legal description and credit report

Enters personal and financial information in system, analyzes applicant financial status, credit to determine feasibility of granting loan or submits application to mortgage underwriter for approval. (Review to insure loan meets secondary market and/or ECU guidelines).

Corresponds with or interviews applicants to resolve questions regarding application information

Reviews loan application and pertinent disclosures (good faith estimates, truth-in-lending, etc.) with applicants. Obtains applicants'' signatures on required application documentation, insures loan application and disclosures are complete and accurate according to policy and regulations

Compiles loan package and facilitates negotiation with applicant according to ECU guidelines and policies, such as fees, loan repayment options and other credit terms. Loan package is turned over to loan processor in a timely manner (within 2 days of application)

Confers with underwriter to aid in resolving mortgage underwriting compliance

Informs loan applicant of approval or denial

Assist members with inquiries and information request, and resolves complaints relating to loan products and services offered as well as major problems which may arise during the loan process which could result in the delay or prevent the loan from closing

Closes Home Equity Loans and Home Equity Lines of Credit

Manages pipeline to insure timely loan processing and closing

Promotes and cross-sells other ECU products and services as appropriate to member requirements

Visit realtors to promote ECU mortgage products and services and attend sales meetings to educate realtors on ECU products and updates

Participate in Homebuyer, Home Building and other seminars ECU may offer to membership

Attend real estate professional organization meetings such as, Mortgage Bankers, Realtor Associations and Home Builder Association

Continue education - seminars and on-line training to stay abreast of changes in the mortgage lending industry

Required Skills

Required Experience

Bachelor''s degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.

About this company
7 reviews
Eastman Chemical can recall its past through photos -- it was once part of film giant Eastman Kodak. The company is a major producer of...