Pricing Associate (875-702)
Santander Consumer USA Inc - Dallas, TX

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Santander Consumer USA Inc. (“SCUSA”) is a leading consumer finance company, whose core business is indirect, direct and third-party originations and servicing of auto loans. With its Drive®, Santander Auto Finance and® brands, SCUSA’s finance programs help consumers with less-than-perfect credit purchase vehicles. The company began originating loans in 1997, and is headquartered in Dallas with satellite offices throughout the U.S. We are owned by global banking leader Banco Santander (NYSE: SAN), which was named “Best Bank in the World” by EuroMoney Magazine, and one of the “Top 10 Safest Banks” by Global Finance Magazine. Associates who work for SCUSA are provided with comprehensive benefits, including a Medical PPO, Dental and Vision plans, 401(k) with 100% matching up to 6%. Employees also receive Paid Time Off, paid holidays, Life/LTD/STD Insurance as well as numerous voluntary products such as Medical and Dependent Care FSA, and more. SCUSA is an equal opportunity employer.

Summary of Responsibilities:
Assist the Decision Science organization in the analysis of origination and portfolio statistics and the development of proactive strategies that assist in mitigating risk exposure.

Essential Functions:
Uses a proprietary model to calculate the profitability of various business segments and to run scenarios analyzing the tradeoffs between risk and return Produces weekly, monthly reporting on profitability for senior management and summarizes findings in a clear, concise and convincing manner Analyzes the tradeoff between pricing and volume and how this relationship impacts overall profits and corporate strategies Analyzes origination and portfolio statistics to identify pockets of risk or opportunity and develops proactive strategies that assist in mitigating risk exposure or exploiting profit potential Assists in planning the pricing, credit mix and return objectives by market for future originations

Other Functions:
Special projects as requested Performs other duties as assigned

Requirements: Bachelor’s degree in , Accounting, Math, Economics or Business Familiar with cash flow modeling, delinquency and loss modeling, activity based cost accounting, credit scoring and risk based pricing concepts Demonstrated understanding of relational datasets, data warehouses, data mining and data analysis techniques Knowledge of Excel and data mining tools such as Access, SQL, or SAS Ability to work in an environment with rapidly changing priorities and high demands Open to new ideas, creative and hard working Energetic and self motivated with excellent analytical and problem solving abilities Organized, detail oriented and able to manage multiple tasks/deadlines Strong interpersonal skills and ability to interact collaboratively with internal customers

Working Conditions:
Extended working hours may be required as dictated by management and business needs. Travel to multiple facilities may be required. May be required to lift, push, or pull materials weighing up to twenty (20) pounds. May be required to sit and review information on a computer screen for long periods of time. May require repetitive motions of the hands and wrist related to writing and typing at an electronic keyboard. Corporate / satellite office role.

Submitting a resume online at a job site could cause valuable screening information to be missed.

Please apply directly at:

We are an Equal Opportunity Employer

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