Post by Jobing - Centennial Bank is proud of our team! We are always looking for the brightest and the best bankers in their respective fields of expertise! Our team members exemplify the "best of the best" and exhibit a strong work ethic, commitment, honesty and integrity. As a locally owned bank, Centennial Bank understands the importance of serving our community and we know that our greatest asset is our employees!We have an immediate opening for a Relationship Manager / Business Banking Portfolio Manager.
Summary: Establishes and manages a portfolio of middle market business clients by performing the following duties.Overview of Relationship Manager Job Duties: Interviews applicant and requests specified information for loan application.Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.Analyzes applicant financial status, credit, banking status, and other information to determine feasibility of granting loan.Corresponds with or interviews applicant or creditors to resolve questions regarding application information.Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.Approves loan within specified limits or refers loan to loan committee for approval.Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales.Calls and visits target customers to promote and sell establishment products and services.Promotes and cross–sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit.Compiles and analyzes market research data in order to develop or increase the competitiveness of current product and services offering.Identifies and analyzes potential loan markets to develop prospects for establishment product and services offerings.Provides loan data to support marketing and sales promotion programs.Responds to customer information requests or inquiries involving small business loans.Oversees and ensures accuracy and performance of loan administration and processes, such as receipt of applications from prospective applicants, completeness of loan packages, and timely processing, funding, and closing of committed loans.Other duties as assigned. Financial Skills, Financial Software, Customer Service, Thoroughness, Confidentiality, Analyzing Information, Decision Making, Verbal Communication, Professionalism, Quality FocusBachelor's degree (B. A.) from four–year college or university; and four years related lending and business development experience and/or training; or equivalent combination of education and experience.
Jobing - 14 months ago
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