Santander Consumer USA Inc. (“SCUSA”) is a leading consumer finance company, whose core business is indirect, direct and third-party originations and servicing of auto loans. With its Drive®, Santander Auto Finance and RoadLoans.com® brands, SCUSA’s finance programs help consumers with less-than-perfect credit purchase vehicles. The company began originating loans in 1997, and is headquartered in Dallas with satellite offices throughout the U.S. We are owned by global banking leader Banco Santander (NYSE: SAN), which was named “Best Bank in the World” by EuroMoney Magazine, and one of the “Top 10 Safest Banks” by Global Finance Magazine.
Associates who work for SCUSA are provided with comprehensive benefits, including a Medical PPO, Dental and Vision plans, 401(k) with 100% matching up to 6%. Employees also receive Paid Time Off, paid holidays, Life/LTD/STD Insurance as well as numerous voluntary products such as Medical and Dependent Care FSA, and more. SCUSA is an equal opportunity employer.
Summary of Responsibilities:
Supports the team/Director of this function in the following responsibilities: portfolios risk monitoring, credit risk analysis and periodic reporting. Responsible for supporting the team in managing data, running periodic reports, setting up new ad-hoc reports, analyzing portfolios’ trends and providing the explanation of the same in an understandable fashion.
Update key performance indicators / monthly reports Data pulling and management from Enterprise Datawarehouse Portfolios performance trends: analysis and explanation Ad hoc reporting design and implementation (spreadsheets) Analysis of origination trends and variances Recommend ways to mitigate risk and increase volume opportunities Support champion/challenger initiatives Assist in developing auto decision logic, credit policy, underwriting guidelines, verification requirements Identify high risk dealers and monitor policy exceptions and funding overrides Ability to maintain confidentiality.
Special projects as requested Performs other duties as assigned
Bachelor’s degree; - Industry experience preferred Two (2) years experience in data management and previous analytical roles Demonstrated fluency in SQL or SAS and XLS Spreadsheet Analytical skills and some forecasting abilities Ability to maintain confidentiality
Extended working hours may be required as dictated by management and business needs. Travel to multiple facilities may be required.
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We are an Equal Opportunity Employer
In 1995, a group of young entrepreneurs thought they could make their mark on the world of automotive finance by thinking a little bigger...