At BMO Harris Bank,we have been helping our customers and communities for over 125 years. Working with us means being part of a team of talented, passionate individuals with a shared focus on working together to deliver great customer experiences. We stand behind your success with the support you need to turn your potential into performance.
BMO Harris Bank is committed to an inclusive, equitable and accessible workplace. We are an Equal Opportunity Employer. By embracing diversity, we gain strength through our people and our perspectives.
The Senior Financial Analyst is a key player on deal teams, collaborating and generating solutions for current and perspective clients within the Commercial Bank. The typical client/prospect profiles are companies with $50MM - $500MM in annual sales. As a deal structuring expert working in conjunction with an RM, the Senior Financial Analyst will actively manage a book of business requiring on-going client interaction and financial analysis to maximize penetration and account performance. The Senior Financial Analyst is responsible for structuring and underwriting new client credit and performing financial modeling and analysis for highly complex deals. In a proactive and independent manner, the Senior Financial Analyst will conduct continuous monitoring of their client portfolios and performance. The Senior Financial Analyst achieves various partnering efforts, including helping to manage team and client initiatives, to ensure profitable, properly structured deals are booked. Additionally, the Senior Financial Analyst will help lead the relationship team through the Credit Approval process in the most efficient manner based on their knowledge base and depth of understanding in not only Harris/BMOs credit culture, but also the rules and terms under which the deal should be done.
An undergraduate degree. Focal areas of finance, economics, or accounting preferred.
CPA or MBA or equivalent experience preferred in finance, accounting or business law.
A few years of relevant experience in negotiating and structuring financial transactions.
Minimum of 5 years in financial services industry experience in a corporate lending environment developing business.
Formalized credit training required
Proven, expert level credit analysis experience/ understanding.
In-depth knowledge of the organizational lending and portfolio management policies and objectives.
Strong interpersonal skills used within a team environment and in client interaction with emphasis on excelling in relationship building.
Exceptional credit/analytical skills and ability to apply them creatively; ability to think outside the box.
Highly developed written and oral communication skills including the ability to write clear, concise and cogent credit correspondence.
Excellent capability to independently and proactively service multiple clients and effectively manage multiple priorities.
Leadership and coaching skills; ability to motivate others.
Ability to advocate persuasively.
Excellent abilities in managing relationships and identifying cross-selling opportunities.
Ability to learn and adapt quickly.
Expertise in financial computer applications and database management tools including MS Excel. Strong proficiency in other Microsoft Office products and the Internet.
BMO Harris Bank thanks all applicants. We advise only those who qualify for an interview will be contacted.
St.Louis, Missouri United States
St.Louis, MO United States
BMO Financial Group - 18 months ago
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