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The primary responsibility of an insurance agent is to sell life, health, car and property policies. An insurance agent should advance the products offered by the company to individual persons, companies, businesses and any other type of organization that may require services provided by the company.
The duties and responsibilities of an insurance agent include:
Every client has a different and unique need; therefore, an insurance agent must identify the necessities of the client and propose a product that suits them most.
The main difference is that an insurance agent works directly for the insurance company while an insurance broker is independent of the company and may promote products from different companies at the same time.
The standard distribution cost is the same. This implies that the cost will remain the same regardless of whether you go to an insurer or an insurance agent.