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XCEL Solutions ‐ Certifications, Cost, and Reviews

XCEL is an online learning platform designed to help people study and practice to pass state insurance and securities licensing exams. The site offers individual prep courses for each state, so content is customized to the rules and regulations that appear on the licensure exams of each individual state.

The online learning platform advertises a proprietary, interactive “Prepare to Pass” study methodology. Those who use XCEL’s platforms also can choose their own learning paths, which allows individuals to focus on the aspects of the licensure tests they need the most help with. Learning modules include interactive presentations, video content, ebooks and learning objectives. The elements of the learning program are consolidated onto a course management system that allows users to access the tools they need when they need them. The learning platform is mobile enabled so it can be accessed on any internet-connected device. XCEL also allows users to print out prepared exam notes for easier studying.

The course sections are followed with interactive reviews that allow students to focus on the most important learning objectives. EXCEL also features interactive practice exams with more than 800 questions available, so students can get real-time feedback on how prepared they are for their licensing exams and what areas they need to focus on to become better prepared.

XCEL licensing exam preparation

  • Life Accident Health – XCEL’s Life Accident Health platform prepares those who wish to achieve insurance licensure for their state certification exams. The Life Accident Health course focuses on life insurance, emergency medical insurance and long-term care insurance. Life Accident Health also provides students with information on annuities, which many life insurance agents offer their clients as a retirement savings option. Test prep is available in English and Spanish, and the courses cost $199.
  • Property and Casualty – Property and Casualty insurance covers damage to private property, such as homes, businesses and cars. These policies cover instances of theft, accidents and fires. XCEL has Property and Casualty courses available for Georgia, Massachusetts, Missouri, Tennessee, Texas and Virginia. Courses are $79 for an individual topic or $129 for all-inclusive topics.
  • Securities – For those in the financial industry, XCEL can help prepare for securities licensing exams. The website offers preparatory courses for the SIE, Series 6 Top-Off, Series 63 and Series 65 exams. Exam prep courses cost between $209 and $299.
  • Continuing Education – XCEL also offers it users an opportunity to sign up for continuing education programs.

In addition to individual insurance and securities prep courses, XCEL offers training options for businesses to prepare their employees for certifications. Businesses can save money by purchasing training prep courses in bulk, they can arrange for in-person licensing exam prep and continuing education programs for employees. XCEL also will customize training courses to meet an individual business’s needs. (Source: https://www.xcelsolutions.com/) Last updated November 13, 2019


XCEL Solutions offers classes online only. This school offers training in 143 qualifications, with the most reviewed qualifications being Life Insurance License, Health Insurance License, and Insurance License. Time to complete this education training ranges from 2 hours to 6 weeks depending on the qualification, with a median time to complete of 2 weeks. The cost to attend XCEL Solutions ranges from $20 to $400 depending on the qualification, with a median cost of $200. When asked how they paid for their training, most reviewers responded, "I paid for it myself".

The most commonly reported benefits of attending XCEL Solutions are "Flexible class hours" and "Affordable", but respondents also mentioned "Good career preparation" and "Helpful career services" as notable benefits. XCEL Solutions has been reviewed 253 times, with an average rating of 4.49 out of 5. About 94% of reviewers would recommend XCEL Solutions to a friend.

School Information

2 hours - 6 weeks
Insurance License Life Insurance Producer License Life Insurance License Licensed General Lines Insurance Agent Life and Health Insurance Certificated Health Insurance License Producer Life License 2-15 Insurance License Health and Annuities Producers License GA Life & Health Insurance License Accident and Health Insurance License Life Insurance Health and life insurance Certificate Life Health Insurance Producer North Carolina Health and Accident Insurance License Life health and accident insurance Missouri Life & Health Producer Life and Annuities License Insurance Producer License Health and Life License Health and Life Insurance 215 Life & Health Insurance Producers License NC Life and Health Insurance License Insurance Insurance License-Life Agent LA Life and Accident Insurance 103 Texas Departent of Insurnce General Lines - Life Accident & Health Certified South Carolina Insurance Producer. Accident and Health Insurance Resident Producer Individual Certificate ServSafe FL 2-15 Life Health and Variable Annuity License Loan officer and Executive Secretary Certificate Health and Accident Life and Fixed Annuities Certificate Health and Life insurance licenses General Lines Life and Health Insurance License Insurance Agent License Life & health insurance license NYS Life Insurance License Georgia Life and Health Insurance license Fl 215 SC Life and Health Insurance Producer Driver's License 2-15 Health Life and Annuities License Insurance License 2-40 Health & Annuities Insurance Certificate Florida 2-15 Life and Health Insurance agent AML training E&O coverage General Lines Agent License State of Colorado Life Insurance Producer 2-15 Life Health and Annuities Certificate Life Health and Annuities Colorado Pre-licensing Education - Life Insurance 2017 Certificate Accident & Health or Sickness LOA Certificate Life Insurance and Annuities Certificate GEORGIA INSURANCE LICENSE Florida Insurance Agent Certificate 2-15 Health & Life (Including Annuities & Variable Contracts) General Lines - Health Accidental Death and Life Michigan Life and Health Producer Certificate and Accident WV Life Insurance License Anti-Money Laundering Certificate Health & Life Insurance Arizona Health and or Sickness License Life Insurance License and Health Insurance License Resident Insurance Producer Louisiana Life Health and Accident insurance license Licensed Health Advisor Certificate Resident Producer Individual Life Accident and Health Certificate Nebraska Insurance License Health and Life Insurance 215 Certificate General lines Life and Health Certificate State of Arkansas Insurance License Health Insurance and Variable Annuities Health & Annuity Insurance License Life Health & Annuity Certificate California Resident Insurance Producer License Wisconsin Accident Licensed Health Life and Annuity License 215 OH Life & Health Insurance License Health and Accident Insurance Producer certificate health and accident insurance producer Accidental & Health Insurance Certificate AZ State Life Insurance Producer License - May 2019 General lines- life and Health Retirement Specialist Insurance Agent (Health/Life) certificate Accident and Health Florida 215 Insurance license Life and Fixed Annuities License Life and Health License Health and Life Insurance Health and Life Certificate Florida 215 Life Health and Annuities Certificate NIPR 11-44 Life Insurance Licensed Insurance Agent- Accident and Sickness Life Insurance Producer/Agent by State of Minnesota CA Life and Health License Life and Fixed Annuities 215 Health and Annuities Certificate Health and Life and Annuities License NC Insurance license (Health and Life) Certificate WI Health and Accident Insurance License Career Readiness Certificate (CRC) Life & Accidental Health or Sickness Insurance License Series 17-55: New York Life and Health certificate Licensed Life Insurance Agent General Life and HMO certificate Life and Health Insurance pre-license 2-15 Health and Life Insurance License for the state of Florida Health and Accident License accident insurance certificate Licensed Insurance Agent (Mississippi) Life Accident and Health Medicare Certificate Certified Insurance Couselor 2-14 Life Insurance License Health and Annuities Series 6 Certificate Maryland Health and Life Insurance Producer License Louisiana Life and Health Insurance Certificate General Lines Accident Insurance General Lines Agent: Life Accident Health and HMO Certificate Commercial Driver's License (CDL) Class A, Manual

Cost:

  • Insurance License: $50 - $500
  • Life Insurance Producer License: $250
  • Life Insurance License: $20 - $550
  • Life and Health Insurance Certificated: $200
  • Health Insurance License: $20 - $550
  • Producer Life License: $200
  • 2-15 Insurance License: $349
  • Health: $199 - $300
  • and Annuities Producers License: $199
  • GA Life & Health Insurance License: $49
  • Accident and Health Insurance License: $199 - $200
  • Life Insurance: $50 - $250
  • Health and life insurance Certificate: $99 - $150
  • Life Health Insurance Producer: $500
  • North Carolina Health and Accident Insurance License: $199
  • Health and Life License: $500
  • Life & Health Insurance Producers License: $150
  • Insurance: $200
  • Insurance License-Life Agent: $100
  • LA Life: $200
  • and Accident Insurance 103: $200
  • Texas Departent of Insurnce: $99
  • General Lines - Life: $99
  • Accident & Health: $99
  • Certified South Carolina Insurance Producer.: $45
  • Accident and Health Insurance: $199 - $200
  • Resident Producer Individual Certificate: $49
  • ServSafe: $397
  • FL 2-15 Life Health and Variable Annuity License: $199
  • Loan officer and Executive Secretary Certificate: $277
  • Health and Accident: $200
  • Life and Fixed Annuities Certificate: $200
  • Health and Life insurance licenses: $150
  • General Lines Life and Health Insurance License: $199
  • Insurance Agent License: $199
  • Life & health insurance license: $200
  • NYS Life Insurance License: $300
  • Georgia Life and Health: $250
  • Insurance license Fl 215: $50
  • SC Life: $149
  • and Health Insurance Producer: $149
  • Driver's License: $300
  • 2-15 Health Life and Annuities License: $460
  • Insurance License 2-40: $200
  • Health & Annuities Insurance Certificate: $295
  • Florida 2-15 Life and Health Insurance agent: $250
  • AML training: $250
  • E&O coverage: $250
  • General Lines Agent License: $200
  • State of Colorado Life Insurance Producer: $199
  • Life Health and Annuities: $200
  • Colorado Pre-licensing Education - Life Insurance 2017 Certificate: $206
  • Accident & Health or Sickness LOA Certificate: $199
  • Life Insurance and Annuities Certificate: $200
  • GEORGIA INSURANCE LICENSE: $400
  • Florida Insurance Agent Certificate: $199
  • 2-15 Health & Life (Including Annuities & Variable Contracts): $301
  • General Lines - Health: $200
  • Accidental Death: $200
  • and Life: $200
  • Michigan Life: $200
  • and Health Producer Certificate: $200
  • and Accident: $200
  • WV Life Insurance License: $340
  • Anti-Money Laundering Certificate: $180
  • Health & Life Insurance: $199
  • Life Insurance License and Health Insurance License: $200
  • Resident Insurance Producer: $185
  • Licensed Health Advisor Certificate: $299
  • Resident Producer Individual Life: $300
  • Accident and Health Certificate: $200 - $300
  • Nebraska Insurance License: $120
  • Health and Life Insurance 215 Certificate: $500
  • General lines Life and Health Certificate: $500
  • State of Arkansas Insurance License: $300
  • Health Insurance and Variable Annuities: $20
  • Health & Annuity Insurance License: $250
  • Life Health & Annuity Certificate: $60
  • California Resident Insurance Producer License: $300
  • Wisconsin Accident: $140 - $150
  • Licensed Health Life and Annuity License 215: $300
  • OH Life & Health Insurance License: $179
  • Health and Accident Insurance Producer certificate: $199
  • health and accident insurance producer: $199
  • Accidental: $140
  • & Health Insurance Certificate: $140
  • AZ State Life Insurance Producer License - May 2019: $60
  • General lines- life: $200
  • and Health: $200
  • Retirement Specialist: $100
  • Accident and Health: $200
  • Florida 215 Insurance license: $150
  • Life and Health License: $200
  • Health and Life: $300
  • NIPR 11-44 Life Insurance: $200
  • Licensed Insurance Agent- Accident and Sickness: $199
  • Life Insurance Producer/Agent by State of Minnesota: $100
  • CA Life and Health License: $200
  • Life and Fixed Annuities: $200
  • 215 Health and Annuities Certificate: $400
  • Health and Life and Annuities License: $250
  • NC Insurance license (Health and Life) Certificate: $300
  • WI Health and Accident Insurance License: $225
  • Career Readiness Certificate (CRC): $200
  • Life & Accidental Health or Sickness Insurance License: $200
  • Licensed Life Insurance Agent: $200
  • General Life: $300
  • and HMO certificate: $300
  • Life and Health Insurance pre-license: $199
  • 2-15 Health and Life Insurance License for the state of Florida: $300
  • Health and Accident License: $150
  • accident insurance certificate: $150
  • Life Accident and Health: $699
  • Medicare Certificate: $699
  • Certified Insurance Couselor: $60
  • 2-14 Life Insurance License: $49
  • Health and Annuities: $199
  • Series 6 Certificate: $333
  • Louisiana Life and Health Insurance Certificate: $150
  • General Lines: $199
  • Accident Insurance: $199
  • General Lines Agent: Life Accident: $120
  • Health and HMO Certificate: $120

What do students think about this program?

Top pros

Flexible class hours Mentioned in 172 reviews
Affordable Mentioned in 109 reviews
Good career preparation Mentioned in 100 reviews

Recent reviews

4.0

Pros

Positive environment, Good career preparation, Hands-on training

Other comments

Informational videos and you take quizzes on them while in practical situations. The training makes sure you know how to handle certain questions that clients may ask. How to appropriately sell your product as well as creating value for the client.
3.0

Pros

Flexible class hours, Affordable

Cons

Videos didn't cover all the material, you have to study the pdf downloads to get all the information and it was not as organized as I would have liked. That's what made it hard to follow along at times.

Other comments

The material is good but I gave 3 stars because if you take longer than 30 days to complete the material they charge you $35 for an additional month, that's on top of the $120 you already paid. It's a self-paced program so it is up to you to set the time aside to study. It worked out perfect for me because I needed the flexibility and could not commit to a classroom environment. The hardest part of the training for me was the life insurance part, but once I studied the material it all came together.

Other schools like XCEL Solutions

Life Insurance License Questions & Answers

What do people wish they knew before earning their Life Insurance License?

1,659 people answered

“Most of the jobs associated with this degree are 100% commission only positions.”

Nov. 29, 2019

“I wished I would have earned my certification sooner.”

Nov. 28, 2019

What advice would you give to someone interested in earning their Life Insurance License?

1,843 people answered

“The test requires a lot of studying, make sure you study.”

Nov. 28, 2019

“Get hired by a top company and they will help you through the process.”

Nov. 27, 2019

Insurance License Questions & Answers

What do people wish they knew before earning their Insurance License?

1,491 people answered

“You can use your certificate for other jobs in the same field”

Nov. 29, 2019

“I wish I would have researched how I should have kept current for future career.”

Nov. 28, 2019

What advice would you give to someone interested in earning their Insurance License?

1,633 people answered

“Get an insurance license as soon as possible.”

Nov. 29, 2019

“Do not let expire even if left position for a new career .”

Nov. 28, 2019

Health Insurance License Questions & Answers

What do people wish they knew before earning their Health Insurance License?

1,654 people answered

“I wish I had obtained my Life Insurance license at the same time.”

Nov. 29, 2019

“That majority of the jobs pay commissions.”

Nov. 29, 2019

What advice would you give to someone interested in earning their Health Insurance License?

1,818 people answered

“Get your license in all lines of insurance.”

Nov. 29, 2019

“Take the practice exams, they are very helpful.”

Nov. 29, 2019

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