Strong Financial Institution With Ag Focus
Employee (Current Employee) – California – January 10, 2017
American AgCredit has a strong presence in the world of Agricultural finance. Some significant differences that set it apart from the competitors are: 1) it is owned as a cooperative (i.e. owned by the borrowers) 2) Funding is through selling bonds on the open market as compared to taking deposits. Being owned as a cooperative, the idea is that the company is managed to ensure that it is a sound and stable source of financing for Ag, well into future generations. The company is not driven by Hokus Pokus that drives stock multiples and massive executive payouts. The simple and focused mission is: "To be the best lender to agriculture. Period". Funding from the open market issuances ensures that rates, by definition, are in line with the market.
Yes, the organization has beautiful buildings and snacks. All of that aside, If you want to work for an organization that has a simple stated purpose, American AgCredit is it. The importance behind ensuring America's farmers have access to capital cannot be understated.
The types of people that are successful at American AgCredit: Friendly, collaborative, hard worker, smart, self-motivated, open and honest, possess integrity, creative, embraces change, future thinker, process improver, courteous.
The company is always true to the mission and the people are great
If you want work-life balance, you better be a good time manager