Questions and Answers about Colonial Life & Accident Insurance Company

Here's what people have asked and answered about working for and interviewing at Colonial Life & Accident Insurance Company.

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62 questions

When I went it was a group interview with a manager who was clearly a sales person. He was loud and upbeat and attempting to sell us on the job. After about 20 minutes of listening to him ramble he decided to say the job is commission only and you won't make any real money until after you've worked for the company for over a year. He then said don't waste my time by staying if you are not interested you can go ahead and leave.

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One of the requirements for the insurance license is no felonies. No use in them hiring you, there's nothing they can do to waive a convition.

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Training is 11-730pm for a month and then the permanent hours are 1130-8pm.

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It may depend on your location because there are no drug tests at any Colonial Life offices in this area of the territory as far as i know of at any point in the hiring process or during employment. Colonial doesnt want to pay for a drug test for everyone of the dozens of people that start and quit working there every month. Plus you are contracted by them and are a 1099. You work for yourself technically.

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Need to have other means to live on while this gets off the ground, like any other 100% commission opportunity.

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Some cold calling and lead based

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Colonial Life has an Area Sales Representative (ASR), Agency Development Manager (ADM) and District General Agent (DGA) at the local office level. Some offices might rebrand the ASR as account executive, but when you begin the hiring process that would come out and probably turn the applicant off. All these positions are 100% commission which is exactly why they are so good! Instead of making someone else wealthy and receiving a small portion in the means of an hourly wage, you make yourself wealthy by being the owner of your own business.

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Life Insurance provided and buy up available. Insurance benefits that we sell are available also to agents. Association of Insurance Professionals membership.Long Term Care Insurance and buy up available.

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Not many they are eager to put someone in the seat

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Colonial has a plethora of hard-working, diligent, professional, ethical and excited folks out in the field, but we are being battered by less-than-ethical territory leadership.

We have asked for help, pleaded our cases very respectfully, and have time and again been ignored or at very worst, targeted and had the assets we worked hard to build for Colonial taken from us because we respectfully appealed to Compliane (supposedly a confidential safe haven where agents can seek help and ask for guidance if ethical concerns arise) for help with concerns with Colonial managers.


I have seen joyful, excited, positve movers and shakers who came into the company and made a huge impact for Colonial turn into nervouse, timid, non-enthusiastic and emotionally empty shells of humans because of the way their state management conducts business, unchecked by Colonial corporate.

Please figure this out. You have a great company, but the culture is quickly becoming like Aflac. You're just losing too many valuable people because of corporate's burying or ignoring of vital information and concerns that affect your field force's ability to continue to represent the company and lead positive, impactful lives at the same time.

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